Cookies Policy

Cookie Policy

This Cookie Policy explains how cookies and similar technologies, such as pixels, beacons, and tags (collectively known as “Cookies”) are used by Standard Chartered Group (“we” or “our”) on this website for our online services.  We will update this Cookie Policy from time to time.  You can find the current version date listed at the end of this Cookie Policy.

What are cookies and why do we use them?

Cookies are small text files stored in your browser’s memory by our website. They are commonly used to support various functions on our websites.

Cookies do other useful jobs, such as telling us which pages you have visited the most, helping us understand how effective our website has been to you, and improving our communication to you on our products and services.

Depending on the function of the cookie, it may be classified as either a session cookie or a persistent cookie:

  • Persistent cookies are retained on your device until either they are being erased by you or them or by your browser erases them when the cookie reach their expiration date.
  • Session cookies are temporary and will expire once you close your browser or when your session ends.

What type of cookies do we use?

To help you better understand what cookies we apply on this website, we have classified our cookies in categories: Strictly Necessary, Functionality, Performance and Advertising Cookies.

Strictly Necessary

These cookies are essential for the operation of our website, your browsing experience and they are also used to enable authentication and security.

We use the information collected by these cookies to:

  • Monitor that our websites are operating correctly and deliver content to you reliably
  • If necessary, carry your information across pages to avoid re-entering

As strictly necessary cookies are essential for our website to work, they cannot be disabled at our end. You can set your browser to block or alert you about these cookies but opting out of them may cause some parts of our websites to not work. 

Performance Cookies

These Cookies monitor website performance and collect anonymous data on how users use a website to enhance its performance. For example to detect whether you have experienced any errors during your visit. They may also be used to perform website analytics. This data collected by these cookies is stored in an aggregate form and will not directly identify you as an individual.

We use the information collected by these cookies to:

  • Understand how our website is being used
  • Test different versions of our website so that we can make improvements

By not accepting these cookies, your browsing experience on our websites may be impacted.

Functionality Cookies

These cookies remember you so that we can improve, enhance and personalise your visit to our website.

We use the information collected by these cookies to:

  • Personalise our website’s content for your preferences
  • Provide you various web services, including ability to watch a video

If you limit these cookies on your browser, our website cannot remember choices you've previously made or personalise your browsing experience.

Advertising Cookies

These Cookies are enabled in behavioral advertising contexts. We or our third-party partners may place advertising cookies on your browser when you are browsing our website to allows us to tailor our marketing to you and your interests.

They record information like your visit to our websites, details of other websites that directed you to our websites, your responses to our online advertisements and pages you have visited, so that we and our partners can gain insights into what communications, products and services you or other potential customers may be interested in.

In order to gain these insights, sometimes we may analyse your personal data to create a profile of your interests and preferences so that we can communicate information relevant to you and your interests. We also may make use of additional information about you when it is available from internal and external third-party sources.

We use the information collected by these cookies to:

  • tailor our advertisements or offers to you (including those on our or third-party websites, such as social media networks or otherwise)
  • make our websites more relevant to your interests based on your past visits to our websites
  • evaluate the effectiveness of our marketing and advertising activities
  • help us identify customers similar to our audience

Data collected by these cookies is not used to send direct marketing messages to you. Therefore, disabling these cookies will not necessarily stop you from receiving marketing communications from us. You are able to opt out of receiving marketing material from us at any time and you can find more details about this in our Privacy Policy.

Fraud prevention

We may also use the information collected in the above-mentioned cookies to assist us in fraud prevention.

Third-party cookies

We may work with third parties to set the cookies when you interact with our website. These third parties include our partners and service providers, such as advertisers, search engines, social media platforms or analytics platforms that enable us to improve and personalise your experience on our websites and to deliver relevant content to you.

Third parties may also place Cookies on your device when you visit other websites that do not belong to us. These cookies are applied in accordance with the third party’s cookie policy, which we have no control over. You can opt out of these third-party cookies by managing your browser settings (see Manage Cookies section below).

What If I change my preferences and what happens to the data collected in the past?

When you change your settings to disable any of the non-essential categories of cookies, we will readjust our systems as soon as possible to stop using these categories of cookies to collect further data. However, disabling one or more types of cookies may not result in the deletion of those cookies for technical reasons. This means that we may still use data collected with your consent.

To remove cookies from your browser, we recommend clearing your browser data. If you do this or change your browser, the next time you visit our site, we will again ask you to enter your preferences.

Manage Cookies

Most web browsers are initially set up to accept Cookies. You may opt out of cookies being deployed on your device by changing the settings of your browser. In most cases, you may change these settings to block any cookies, including third party cookies. 

Changing your browser settings to block Cookies may mean that functionalities on our website will be lost and any preference settings which you have made on a website will be lost (including any consent preferences regarding cookies where available). Therefore, we do not recommend turning off cookies when using our websites.

See below for more information on how to manage your cookie settings in these popular browsers:

Internet Explorer

Firefox

Google Chrome

Safari

You can also opt out of Google’s use of cookies by visiting Google's Ad Settings, Facebook’s use of pixel information on Facebook's Ad settings, LinkedIn's use of cookies by visiting LinkedIn's Settings and Adobe's use of cookies by visiting Adobe's Settings.

To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout