Job Summary

The successful candidate for this position will play a key role in supporting all the initiatives of BAU COE and provides advanced analytics support for credit risk stress testing insights. Plays a key role in executing the stress test models in relation to CIB and Central & Others (excluding treasury) in the Bank’s stress test exercises. He/She will be responsible for maintenance, execution & enhancement of a suite of credit risk models. 
This will include Bank-of-England (BOE), Internal Capital Adequacy Assessment Process (ICAAP), Recovery and Resolution Planning (RRP), Management Stress Tests, Country Stress Tests etc. 
Responsible for the stress testing data reconciliations and help in resolving data issues working with Data and IT team.
Reconcile and Validate the submission of Structured Template Data (STDF) Templates, as per the requirements set out by the Prudential Regulation Authority (PRA) in the Bank of England (BoE) stress test.
Ensure compliance with the Operational Risk Framework requirements and that quantitative controls are in place and executed in full.
Manage all correspondence via their nominated work stream leads, support functions and stakeholders.
Ensure compliance with governance related aspects of EST production and delivery
This is a rapidly evolving space so the role holder must be comfortable with ambiguity and change. 

Key Responsibilities

•    The profile requires person should support in generating stress projections of CIB and C&O books. Bring insights to support decision making and provide financial view to support to all the Enterprise-wide Stress testing initiatives like implementation of Group Stress Testing Models and results.
Strategy
•     Support to build hub as centre of excellence in generating the state-of-the-art stress projections, carry out analytics to decipher insights from FPP reports, balance sheets, ensure analytics practice being established and deployed effectively in GBS. 
Business
•    The role holder is responsible for the following in undertaking the role:
•    Deliver on the Credit Risk requirements for the Enterprise-wide Stress Testing (EST) exercises across the Group
•    Carry out the EST stress testing analytics work for Retail Clients, Private Banking and Corporate and Institutional clients.
•    Ensure compliance to EST procedures, methodologies and controls.
•    Manage any all-governance related aspects of the execution of credit risk testing
•    Support development and maintenance of underlying models to enhance credit risk stress testing methodology.
•    Deliver adequate documentation on stress testing methodology subject to management, model validation, audit & regulatory scrutiny.
•    Deliver on the operational risk framework for the credit risk stress test process.
•    Work collaboratively with line manager support covering a wide range of stakeholders, across all seniority levels, to address urgent and strategic Finance management needs, conduct analytics and identify drivers of change in stress tests results 

Processes
•    Work on PoC projects to productionise in collaboration with various teams   
People & Talent
•    Adherence to bank’s culture and values 
Risk Management
•    Identify, assess, monitor and mitigating risks to the Group relevant to Data Quality 
Governance
•    Ensure the adherence to Group BCBS 239 standards when appropriate
•    Provide timely and high-quality responses to both internal and external queries and requests.
Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
•    CIB, Commercial & Retail model owners
•    BVM stress testing
•    Enterprise Risk Analytics
•    CIB, Commercial & Retail Risk
•    Group Internal Audit
•    Group Operational Risk
•    Technology
•    CDO
Other Responsibilities
•    Advance Knowledge in SQL, Python, Excel Automation and TABLEAU is an added advantage
•    Strong analytical mindset with excellent analytical, logical, reasoning and problem solving skills.

Skills and Experience

•    Financial Analysis 
•    Stress Testing 
•    Credit Risk management 
•    External Reporting
•    Effective Communications
•    Project Management
•    SQL
•    Excel
•    Data Sciences

Qualifications

•     Graduation/BE/B. tech/MBA/MSC Stats, Chartered Accountant, Post-Graduation in Finance.
•    Hands-on experience in handling Finance data and best practices in data management   
•    Excellent written and oral communication skills at all levels (i.e. colleagues to senior management) and situations (i.e. one-on-one to presentations)
General Skill Set:
•    Strong knowledge in Data Analytics
•    Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures. 
•    Excellent communication skills - verbal and written 
•    Ability to work under pressure 
•    Have excellent attention to detail 
•    Be able to work in a global team 
•    Expertise in programming language is not required but good to have
•    Working knowledge in MS Excel, SAS, Python, Tableau, R 
•    Knowledge about Finance  and various business products
•    Knowledge of Wholesale and Retail Credit Risk and Stress Testing  
•    Documentation skills
•    Working knowledge of the Group’s businesses, governance structure and approach to risk management.
•    Experience in team admin tasks/cost controller/project accountant role with familiarity to SCB project management standards / tools would be a distinct advantage
•    Experience in Agile framework

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.