Job Summary

•    Handling Legal actions and Guaranteed Loan Portfolio

Key Responsibilities

Strategy
•    To ensure all legal Collection activities are carried out in compliance with the agreed standards and with due recognition of the regulatory guidelines within the country and the overall OR framework
•    To handle Legal actions and to ensure timely recovery in Guaranteed Loan portfolio from Government body through claim process
•    Effectively manage end to end activities related law firm/Vendor management including governance oversight as per Banks standard.
•    Ensure timely review of the productivity attainments, audit and quality control measures of the service provider.

Business
•    To handle Legal actions and to ensure timely recovery in Guaranteed Loan portfolio from Government body through claim process

Processes
•    To direct and drive to outcome by initiating, following up litigation actions, including foreclosure of cases to contribute to business performance. Deliver fair outcomes for our customers and the company’s interests at proceeding stages and ensure own conduct maintains the orderly and transparent operation of legal proceeding process.
•    Adhere to company’s policy, procedures, and control requirements applicable to day-to-day working 
•    Manage accounts under claim process for Guaranteed Loan portfolio to maximize recoveries and minimize costs.
•    Maintain MI to monitor and drive the performance in the best manner. 
•    To provide timely feedback on litigation progress to relevant stakeholders in group & country.

People & Talent 
•    Being example and build the appropriate culture and values. Set appropriate tone and expectations in collaboration with managers and stakeholders.

Risk Management
•    Escalating future or present risk on claim process of Guaranteed Loan portfolio
•    Monitoring and reporting suspicious action on external portal of Government used for this claim process

Governance 
•    Adhering to internal DOI & processes of Bank and local regulations during working time.

Regulatory & Business Conduct 
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Key stakeholders
Internal
•    Retail Collection
•    ME Collection
•    PSL team
•    Process and Governance team
•    BRM team
•    Regulatory reporting team

External  
•    Law firms 
•    State Agencies
•    Other Vendors

Skills and Experience

•    Ms Office
•    English
•    Legal background/ Litigation experience
•    Communication/ Negotiation

Qualifications

•    LL.B

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.