Job Description

Key Responsibilities

• Develop and critically assess detailed financial models and credit papers to support complex structured finance transactions
• Partner with senior deal teams to originate and structure bespoke CRE financing solutions across UK & Europe
• Collaborate across Credit, Legal, Compliance and Operations to ensure smooth and compliant deal execution
• Take ownership of deal progression — from pipeline management through to execution and documentation
• Monitor portfolio risk and maintain ongoing engagement with stakeholders to ensure effective risk control
• Analyse pricing trends, market dynamics and public transactions (e.g. CMBS) to inform decision-making
• Drive governance and control processes (e.g. RCAF, PSR, BCA), ensuring adherence to internal standards
• Identify cross-selling opportunities and contribute to broader client relationship strategies

Skills and Experience

• Business and Market Acumen: A sound understanding of the commercial real estate market dynamics, industry trends, and regulatory environment within the UK and European context.
• Financial Risk Management: Proven ability to analyze credit risk, develop robust financial models, and manage exposures in structured finance environments.
• Customer Needs Analysis: Aptitude for thoroughly understanding client requirements, structuring innovative financing solutions, and effectively communicating complex product offerings.
• Risk Management & Internal Controls: Experience with implementing and maintaining internal control frameworks, ensuring adherence to credit policies, and navigating regulatory compliance with precision.
• Strong interpersonal skills enabling effective teamwork and collaboration across diverse functions and levels within the bank.
• IT proficiency, particularly advanced Excel capabilities, to support detailed financial analysis and reporting.

Qualifications

• A degree or postgraduate qualification in finance, economics, business, or a related discipline.
• Demonstrable interest and experience in real estate finance, including direct exposure to CRE financing structures or alternatively in securitization or debt capital markets.
• Prior relevant experience in commercial real estate investment, advisory, brokerage or  investment banking with a proven track record of managing complex transactions in similar sectors is highly desirable.
• Exceptional analytical acumen combined with strong written and verbal communication skills, enabling clear articulation of financial insights and strategic recommendations.
• Capability to perform effectively under pressure, balancing independent initiative with collaborative teamwork.
• A conscientious work ethic, meticulous attention to detail, and a commitment to delivering excellence.
• Specific real estate finance qualifications or (working towards) professional certifications such as the Chartered Financial Analyst (CFA) designation are considered advantageous.
• Advanced proficiency in Microsoft Excel and other financial analysis tools.
• Fluency in English (both written and spoken) is essential; proficiency in an additional European language is considered a valuable asset.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers