JOB SUMMARY

The role sits within the Investor Relations team and primarily supports MD, Head of Debt Investor and Ratings in the delivery of the global rating agency engagement programme, managing ratings outcome for the Group and key subsidiaries and supporting the engagement with debt investors. The role also supports the wider Investor Relations team in the preparation of materials needed for quarterly results or investor events and managing investor engagement.

The successful candidate will be responsible for ensuring that the impact of any actions, internal or external, on the Group’s ratings is well understood and that relevant stakeholders are adequately engaged. The candidate is also expected to be able to act as an internal ratings advisor for countries and projects by serving as a subject matter expert on all matters relating to ratings. The candidate will be expected to act as a secondary point of contact to the rating agencies.

Key responsibilities:

•    Assist in the preparation of materials needed for the Group’s quarterly results and investor events
•    Develop and maintain the Group’s rating agency modelling capabilities to analyse the impact of the Group’s strategy and any other internal or external events on ratings of the Group and its main subsidiaries
•    Provide inputs into Group’s processes such as stress testing, corporate planning and enterprise risk management frameworks to ensure that the potential impact of Group plans or other drivers on credit ratings is well understood
•    Assist in managing the overall relationships with the 3 main rating agencies and act as the contact point for the rating agencies on all matters
•    Support the planning and execution of the global rating agency engagement programme, including the rating defence strategy
•    Coordinate investor or rating related queries across the bank and work with stakeholders as needed to ensure all concerns raised by rating agencies are addressed, through ad-hoc meetings, annual review meetings, memos or any other means

•    Coordinate the meetings with all stakeholders including the Group or subsidiary CEOs or CFOs where required
•    Communicate the outcome of rating actions on the Group to all internal stakeholders, including the preparation of communication documents by working with both the rating agencies and internal stakeholders
•    Support business stakeholders in client interactions through preparation of external bespoke client packs and analysis 
•    Maintain external webpages on credit ratings

•    Support the development of the Group’s ratings strategy, ensuring that the strategy considers the Group’s strategic plans (eg. Corporate Plan), subsidiary constraints as well as external factors including changes to rating agency methodologies, regulation or operating environments.

•    Responsible for the development of appropriate capabilities including modelling, peer and cost-benefit analytics to support the Group’s ratings strategy, internal processes such as Corporate Planning and stress testing and strategic projects such as new subsidiaries and corporate restructurings

•    Responsible for coordinating investor and rating agency queries across the bank for Group and key subsidiaries and working with stakeholders as needed to ensure all concerns raised are addressed, through ad-hoc meetings, annual review meetings, memos or any other means

•    Responsible for the effective communication of rating actions on the Group to all internal stakeholders, including the preparation of communication documents; work with both the rating agencies and internal stakeholders.

•    Responsible for rating advisory support to the teams managing local subsidiary ratings with the 3 main rating agencies.

•    Support the management of the overall relationships with the 3 main rating agencies and acting as secondary contact point for the rating agencies on all matters including planning and executing the Group’s rating strategy.

•    Support the effective implementation of the Group’s debt investor activities in primarily the Asia-Pac region

•    Support CIB client interaction from a ratings and debt investor perspective in primarily the Asia-Pac region

•    Support the preparation of quarterly results materials, including the drafting of risk and fixed income slides and Q&A materials to support the Group’s equity & debt investor activities

Processes

•    Responsible for coordinating rating agency queries across the bank for Group and key subsidiaries and working with stakeholders as needed to ensure all concerns raised by rating agencies are addressed, through ad-hoc meetings, annual review meetings, memos or any other means.

•    Responsible for integrating ratings into the Group’s planning processes, including the provision of ratings forecasts and documentation of the Group’s internal and regulatory stress tests and ensuring the impact of any internal or external changes on ratings are understood by relevant stakeholders in the corporate planning process and enterprise risk management frameworks

•    Support the Group’s results management and related processes, including drafting, documentation of source materials & review of external publications, agency engagement and maintenance of external webpages

•    Support CIB client interaction, including via the preparation of quarterly external communications pack and peer analysis

•    Support the rating agency contract negotiations and work with internal stakeholders to determine requirements

•    Responsible for maintaining external webpages on credit ratings

Risk Management

•    Responsible for ensuring the Group’s rating modelling capabilities are fit for purpose to analyse the impact of the Group’s strategy & performance and rating methodology changes on ratings and to better manage the risk to the Group of negative rating actions.

•    Responsible for providing analysis on all matters to provide options for effective resolution where expectations of investors, rating agencies and internal stakeholders need to be balanced

•    Support the development of a proactive strategy with each of the agencies to first secure and then lobby rating agencies for improvement in Group ratings and limiting Group and subsidiary rating downside risk. 

•    Support the development and maintenance of the Group’s ratings risk appetite framework

Governance

•    Responsible for determining the stakeholders that need to be involved in the annual review or other ad-hoc meetings; coordinate the meetings with all stakeholders including the CRO, CFO and CEO where required.

•    Responsible for determining the stakeholders that need to be involved in the drafting and eventual publication of risk and fixed slides for quarterly disclosures

•    Responsible for the communications strategy, including the briefing of senior stakeholder and acting as sole lead on any ratings projects involving management of MT level stakeholder participation

•    Support the Group’s participation in industry rating agency forums; lobbying bilaterally and with industry collectives on rating agency methodologies and policies

•    Support the development and maintenance of the Group’s ratings risk appetite framework 

Key Stakeholders

Internal

•    Management Teams for Group and key subsidiary ratings
•    Treasury Management Team
•    Capital issuance teams
•    CABM
•    CIB RMs

External

•    Rating Agencies
•    Investors
•    Investment Banks

Skills and Experience 

Our Ideal Candidate
•    5 + years of experience in the financial services industry, rating agency or finance-related consulting roles
•    Experience in credit analysis of Financial Institutions will be a distinct advantage
•    Proven ability to build and maintain complex models
•    Proven ability to coordinate and work with diverse teams and senior leaders from front to back office in a large global organisation
•    Good communication skills
•    Relevant degree in Accounting, Finance, Economics or Risk Management; postgraduate qualification or Masters Degree would be advantageous

Role Specific Technical Competencies
•    Credit risk (Rating agency methodology)
•    Financial analysis
•    Financial risk management
•    Communication
•    Shareholder relations

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

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