Job Summary

•    This role supports the Country Treasury Liquidity function by monitoring, analysing and reporting liquidity risk and IRRBB metrics, and by providing analytical support for balance sheet optimisation, in line with Group and local standards.

•    The role contributes to management and ALCO materials, regulatory and governance requirements, and works closely with Treasury, Risk, Finance and Group teams to ensure reporting accuracy, control discipline and ongoing compliance.

Key Responsibilities

Strategy

•    Provide support and insight on regulatory and Group liquidity and IRRBB metrics, supporting Treasury strategy and governance.
•    Support forward looking analysis and deep dives on key liquidity and IRRBB risk drivers to inform ALCO and senior management decision making. 
•    Support regulatory change, methodology enhancements, and MI improvements, ensuring ongoing readiness and compliance with Group and local requirements.
•    Maintain flexibility to extend coverage to Vietnam and Thailand, aligned with Group frameworks and local requirements.

Business
•    Support Treasury and business stakeholders by providing clear analysis and explanations of liquidity and IRRBB positions and movements. 
•    Partner with Treasury Markets, Risk and Finance on business initiatives with liquidity or IRRBB impact, ensuring alignment with regulatory and Group expectations. 
•    Support preparation of management and committee materials, including ALCO submissions.

Processes
•    Support delivery of liquidity and IRRBB reporting requirements, in line with established timelines and standards.
•    Support ongoing improvement, simplification, and standardisation of liquidity and IRRBB reporting and analytical processes. 
•    Assist in implementation of new systems, methodologies, or regulatory requirements, working with Group and change teams. 
•    Contribute to maintaining robust, well controlled reporting processes, including documentation and adherence to control standards
•    Support liquidity change initiatives by assisting with data preparation, testing and follow up actions.
•    Assist in reviewing reports produced by central or offshore teams, escalating data or quality issues where appropriate.

People & Talent

•    Lead through example by demonstrating strong professional standards, collaboration and adherence to Group values. Work in collaboration with risk and control partners
•    Support knowledge sharing and cross training within Treasury Liquidity and related teams. 
•    Contribute to training and awareness on liquidity and IRRBB topics for relevant stakeholders. 
•    Foster a collaborative working environment across countries and functions through effective teamwork and communication.
•    Actively participate in learning and development initiatives to build technical and capability in liquidity and IRRBB

Risk Management

•    Support effective risk identification, monitoring, and escalation for liquidity and IRRBB risks, in line with established frameworks and procedures 
•    Assist in internal and external audits, regulatory reviews, and remediation of findings where required. 
•    Help ensure alignment with Group risk frameworks, policies, and control standards.
•    Support control activities related to liquidity and IRRBB reporting, including documentation, evidence preparation and follow up actions for GIA and external audits. 
•    Assist in reducing operational risk by identifying process issues, data gaps or manual adjustments and supporting remediation actions.

Governance

•    Support a strong governance and control environment across liquidity and IRRBB reporting and monitoring processes. 
•    Assist in identifying, assessing, and remediating control gaps or weaknesses, in line with Group and local control standards. 
•    Ensure liquidity and IRRBB activities, analyses, and reporting are appropriately documented, reviewed, and escalated through established governance forums. 
•    Support consistency and alignment with Group policies, methodologies, and delegated authorities, including during regulatory or internal reviews.

Regulatory & Business Conduct

•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Country Treasurer
•    Business team (Treasury Markets, Trading)
•    Cluster and Country Treasury teams
•    Treasury CRO
•    Finance
•    Compliance
•    GCFO India Liquidity
•    Regulators
•    Auditors

Other Responsibilities
•    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
•    Provide cover for other members in the department in their absence.

Skills and Experience

•    Liquidity and interest rate risk in the banking book (IRRBB)
•    Communication skills
•    Balance sheet management
•    Analytical skills

Qualifications

•    Degree level
•    Complete all required mandatory & developmental training - role specific, and regulatory/compliance bank wide
•    As per local regulatory requirements
•    Per local regulatory requirements
•    Per the local and global regulatory requirements
•    Business level English
•    5+ years of banking experience
•    Professional qualification in risk management, accounting and / or finance
•    Good knowledge of balance sheet management and risk management concepts
•    Good analytical skills and sound judgement in a rapidly changing environment.
•    Good business acumen and multicultural sensitivity
•    Good verbal and written communication skills.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.