Job Summary

Key Responsibilities

• Manage regulatory and portfolio reporting, ensuring accurate and timely submissions, management information, portfolio MI and analytical reporting to support effective oversight and decision-making
• Drive governance and control oversight across the Stressed Assets portfolio, supporting governance forums, portfolio reviews, audits, regulatory requirements and remediation of identified issues
• Monitor portfolio risk and performance, including impairment, provisioning, recoveries and NPL performance, highlighting key trends and emerging areas requiring management attention
• Deliver portfolio analytics and insights, ensuring data quality, reconciliation and meaningful analysis to support portfolio strategy and management decisions
• Support operational risk management, ensuring key risks, controls, incidents and audit findings are appropriately monitored, reported and followed through to closure
• Partner with key stakeholders across Risk, Finance, CFCC, Legal, Audit, Technology and Operations to support regulatory requirements, governance and effective management of the stressed assets portfolio

Skills and Experience

• 7–10 years of relevant experience in banking or financial services, with exposure to stressed assets, credit risk, portfolio management, recovery management or corporate banking risk
• Strong experience in regulatory reporting, governance, portfolio MIS and operational risk & controls
• Knowledge of SBP Prudential Regulations, impairment and provisioning, NPL management, RWA and portfolio analytics
• Strong analytical capability with advanced MS Excel skills; Power BI/data analytics experience would be an advantage
• Strong stakeholder management, communication and presentation skills, with the ability to translate portfolio data into meaningful management insights

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics or a related discipline
• Professional qualifications such as CA, ACCA, CFA, FRM, CPA or equivalent would be advantageous but are not mandatory

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.