Job Summary

Business
•    Responsible for supporting the management of non-financial risk for the Banking business and assisting in the ensuring effective governance across Banking.  
•    Work closely and maintain good working relationship with Risk Framework Owners and other key stakeholders to ensure a good understanding of principal risk types, regulatory and policy requirements.  
•    Expected to have foundational understanding of the Banking (Global Banking and Syndicate & Portfolio Management) business, how Banking operates within Group, and the external market environment in which we operate
Business Risk Management:
Ensure effective management of non-financial risk of the Banking business on behalf of the Group Process Owner through the following key responsibilities:  

Risk Identification, Assessment & Insight 
•    Lead risk incident governance (operational, financial, conduct and non-financial) impacting business activities, client outcomes, and operational resilience, including triage, classification, escalation and management reporting  
•    Ensure thorough analysis of incidents, risk events, and near misses to identify root causes, control gaps, and systemic themes, providing actionable insights to prevent recurrence and proactive identification of risk
•    Apply data, scenario analysis, and thematic reviews to highlight emerging risks, concentration areas, and interdependencies across business activities. 

Key Responsibilities

Risk Mitigation and Control Effectiveness 
•    Partner with business and functional teams to support the design, implementation, and strengthening of risk mitigation actions and controls 
•    Provide challenge and guidance on control effectiveness (including design effectiveness, operating effectiveness and testing strategies), ensuring risks are managed within agreed appetite and aligned to business objectives 
•    Track remediation actions and risk treatment plans, supporting timely closure and sustainable outcomes 

Risk Monitoring, Reporting & Governance 
•    Support ongoing monitoring and reporting of key risks, issues, and control metrics, ensuring transparency and clarity for senior management forums 
•    Prepare risk insights, dashboards, and materials that enable effective oversight, escalation, and informed governance discussions. 
•    Ensure risk management activities are conducted in line with internal policies, frameworks, and regulatory expectations, supporting audit, review and regulatory engagements as required 
•    Work closely with Second and Third lines of defence (e.g. Compliance, Internal Audit, Second Line Assurance) on effective coordination and delivery of risk assessments and assurance reviews.

Risk Advisory & Business Decision Support 
•    Act as a trusted risk advisory partner to business stakeholders, providing timely, practical risk insights that inform decision making, execution priorities, and trade-offs 
•    Translate risk assessments, emerging risk themes, and control considerations into clear, business relevant guidance that supports strategic and day-to-day decisions 
•    Support the business in understanding risk implications associated with new initiatives, products, process changes, or external developments 

Product Governance:
Ensure the Banking business to meet requirements laid out in the Product Governance Standard and Product Governance Policy.
•    Support the holistic product governance framework for Banking, through understanding Banking’s strategy, group product governance framework and applicable standards.
•    Support product governance deliverables and initiatives. This is performed through co-ordination of approvals, business analysis and supporting stakeholders in approving functions (e.g. Business, Operations, Compliance, Legal, etc.)
•    Provide support and represent Banking (as delegated) in Product related forums and working groups within CIB.
•    Responsible for staying current with Policies and Standards relevant to Product Governance process.
•    Contributes to improving efficiencies and timeliness of relevant processes (e.g. data collation and approvals).
•    Provides guidance and support for product governance related matters to end-users (e.g. PPG, CA, Periodic reviews, eProduct workflows)
•    Supports remediation of risks and issues identified in the process (e.g. via audit or self-assessment)
•    Supports the necessary product governance-related activities required under the Group standard and policy. 

Regulatory and Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Global Banking Head
•    Global Banking MT
•    Syndicate & Portfolio Management (“SPM”) Head 
•    Syndication & Portfolio Management MT
•    Banking Functional Heads

Our Ideal Candidate

• Degree holder
• 5+ years experience
• Able to support identification, assessment, and management of risks in dynamic environments with evolving regulatory requirements and competing priorities  
• Able to translate risk insights, emerging issues, or regulatory expectations into practical guidance or mitigation actions
• Exposure to cross-functional engagement across business, operations, technology, risk, or compliance teams
• Experience in product governance, ie. managing and facilitating PPGs and Transaction Approvals
• Relevant tertiary qualifications or equivalent experience in risk management, business, finance, operations or related disciplines
• Professional certifications in risk, compliance, audit, or governance are beneficial but not mandatory  

Role Specific Technical Competencies

•    Cross-Functional Collaboration 
•    Business Acumen 
•    Stakeholder Management 
•    Risk Assessment 
•    Change Management 
•    Problem Solving 
•    Regulatory Compliance 
•    Incident Management
•    Effective Communications 
•    Controls Design 
•    Root Cause Analysis 
•    Data Analysis & Visualisation  

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers