Strategy

• Act a key subject matter expert on API Banking with the knowledge on markets, regulations, product, and customer personas. For eg ISO, Payment transparency etc 
• Deep understanding of banking products, payment gateway and the entire banking platform and its functionality
• Define business requirements and API specifications. Help design, document and maintain system processes
• Responsible for implementing API Banking solutions covering cash, trade, financial markets and securities space 
• Deep understanding of our client’s business requests and gather insights to drive product strategy and solution
• Clearly understand and articulate the requirements that supports the development of products, features and functionality.
• Analyse APIs of banks (competitors), Fintechs to build a strategic roadmap for API Banking
• Collaborate with the cross functional teams within the Bank (Channels, Cash products, Country teams) 
• Provide suggestions for functional improvements time to time
• Has a strong understanding of product financials and ensure that product delivers expected revenue targets
• Setting goals to development team and managing the execution and deliverables from the Squad
• Assist Development /testing team/ for any functional queries

Governance

• Ensure product compliance on Group standard for Audit, Control and financial reporting
• Maintain the product programmes as per product governance guideline
• Act as a liaison with the local risk committees

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Lead the team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]

Other Responsibilities

• Embed Here for good and Group’s brand and values in team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);

Skills and Experience

• Minimum of 8-10 years’ experience with a proven track record of success in the business analysis or product development or space
• Skills Proven track record in leading and implementing digitalization and/or transformation initiatives in corporate and institutional banking, including driving client adoption of digital channels and increasing share of revenue via electronic channels.
• Good understanding of the product development lifecycle using Agile Methodology and relevant prior experience in drafting vision statements, epics and user stories, use case documents, solution papers, business workflow documents and high-level functional flows.
• Deep understanding of the corporate banking domain with a profound ability to conceive and design end-to-end product flows, define interface requirements, identify relevant operational processes and clearly articulate these flows and processes to the relevant business and technology workgroups.
• A skilled negotiator with an ability to work across all organization levels
   

Qualifications

• Minimum of 8-10 years’ experience with a proven track record of success in business analysis, product development or project management.
• Bachelor’s or master’s degree in computer science or equivalent practical experience. 
• Training / working knowledge in digital / fintech product development and lifecycle
• Post-secondary technical or business degree / MBA is a strong asset.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.