Job Summary

Join Standard Chartered as the Head of Technology - Credit Platforms & Architecture based in Bangalore, India, where you will play a crucial leadership role within our Global Banking and Syndicate & Portfolio Management (SPM&GB) sub-domain. This senior position places you at the forefront of a transformative credit platform initiative aimed at modernising and optimising key banking operations.

You will lead the architectural design, strategic development, and technical advancement of credit technology platforms consistent with our Corporate & Institutional Banking (CIB) Platforms Technology strategy. Your role calls for a blend of deep technical acumen and visionary leadership to overhaul legacy systems and drive innovation that enhances reliability, scalability, and overall user experience.

As a senior leader, you will collaborate extensively with cross-functional stakeholders—including product owners, architects, delivery teams, and executive leadership—to ensure the seamless alignment of technology strategies with business goals and user needs. Your proactive engagement and influence will help advance both technology roadmaps and operational excellence across the bank.

Key responsibilities include:

• Defining, communicating, and executing the architectural vision and technology roadmap for credit platforms in collaboration with product leadership and key stakeholders.
• Driving innovation through the adoption of cutting-edge technologies and best practices, championing modernization efforts to enhance system robustness and user experience.
• Providing hands-on technical leadership and mentorship to engineering and delivery teams, ensuring solutions meet quality, security, and compliance standards.
• Building and nurturing strong partnerships with multiple business units, including Risk, Compliance, Human Resources, Legal, and senior management, to promote integrated delivery and governance.
• Advising on emerging technology trends and their potential application within the credit domain to maintain competitive advantage and operational agility.
• Fostering a culture of continuous improvement, collaboration, and agile delivery methodologies among teams.

Ideal candidates thrive in dynamic, fast-paced environments and possess the strategic mindset to influence business and technical stakeholders alike. The role offers an opportunity to lead significant technological evolution within a globally recognised banking institution.

Business

•    Provide leadership and technical expertise for the Hive
•    Dedicates 100% of their capacity to the Hive goals and outcomes.
•    Take full responsibility for all the applications that are owned by the Hive.
•    Responsible for resilience, obsolescence and balancing of application/platform health with new feature delivery.
•    The Hive Tech Lead is responsible for technology teams capacity planning and allocation in cooperation with the Chief Product Owner.
•    Ensure the technical consistency of solutions in the Hive with the business architecture.
•    Understand business, functional, non-functional requirements and define solutions by working with architects aligned to the target architecture and enterprise technology standards.
•    Lead architecture evaluations during RFPs for technology tools and service providers.
•    Exhibit passion for client experience with a user-first mindset.
•    Drive the domain towards future state of banking and technology.

Processes

•    Study existing engineering processes and contribute to improvements to drive up efficiencies. Present ideas across other areas and foster innovation.
•    Solve potential interdependencies between platforms / systems.
•    Participate in the quarterly planning for the Hive and provide steer along with Chief Product Owner.
•    Provide inputs and guidance on technology budget and costs for the Hive.
•    Responsible in the preparation of production outputs and their planning in alignment to ESDLC standards. 

People & Talent

•    Provide technology thought leadership, inspire and retain engineering talents by developing and nurturing an extensive internal and external network of technologists.
•    Create a pipeline of technical talent, identifying high potential individuals and helping to create mechanisms to recognize and develop the talent pipeline by working with Coaches and Chapter Leads.
•    Chair and lead communities of practice.
•    Perform a vital communication role within the organization/domain on technology matters.
•    Effectively and collaboratively identify, escalate, mitigate, resolve any risk, conduct and compliance matters.
•    Create a positive impact in the organization and across the industry by sharing knowledge and expertise with others.
•    Work with Coaches, POs and Hive Leadership to build an empowered, high performing team in a psychologically safe environment.

Risk Management

•    Responsible for effective risk management across all initiatives planed for the hive.
•    Act as the risk control owner under the Group’s risk management framework at the appropriate level.

Governance

•    Represent the Hive and contribute to the governance forums like RF, QPR etc. 
•    Ensure that other technology leaders in the Hive and across Hives are sufficiently involved in the Hives interaction events like quarterly planning, show & tells etc.

Key stakeholders

•    Product Owners, Hive Leads, Client Coverage Tech and Biz Stakeholders

Our Ideal Candidate 

• Participates in development of multiple or large software products and estimates and monitors development costs based on functional and technical requirements.
• Strong architecture hand on preferably from contract management solutions
• Architect in corporate banking credit orgination, risk monitoring, distribution, lending or any other relevant domains
• 15+ years of banking experience preferably from credit origination and distribution technology
• Adopting AI and using AI to solve the problems within the business
• Must have advanced knowledge on hosting platforms like – Kubernetes/Openshift/AWS EKS
• Contrasts advantages and drawbacks of different development languages and tools.
• Expertise in RDBMS solutions (Oracle, PostgreSQL) & NoSQL offerings (Cassandra, MongoDB, etc)
• Experience in distributed technologies e.g. Kafka, Apache MQ, RabbitMQ etc. will be added advantage
• Conducts walkthroughs and monitors effectiveness and quality of the development activities.
• Strong knowledge in application integration using Web Service (SOAP/REST/GRPC) or Messaging using JMS.
• Ability to design and build smart, scalable, reliable solutions with tight deadlines
• Strong knowledge about design patterns and development principles, microservices architecture
• Good hands-on Data structure and Algorithms.

Skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers