Job Summary

This role is a role within the Machine Learning Solutions team in SCMAC. The primary focus of the role is:

• To develop AI solutions that are fit for purpose by leveraging advanced data & analytical tools and technology with in WRB. The individual will be responsible for end-to-end analytics solution development, deployment, performance assessment and to produce high-quality data science conclusions, backed up by results for WRB business.
• Takes end-to-end responsibility for translating business question into data science requirements and actions. Ensures model governance, including documentation, validation, maintenance, etc.
• Responsible for performing the AI solution development and delivery for enabling high impact marketing use cases across products, segments in WRB markets.
• Responsible for alignment with country product, segment and Group product and segment teams on key business use cases to address with AI solutions, in accordance with the model governance framework.
• Aligning with TTO/CDO on the analytics platform and the data feeds utilized for the development and hosting of the AI solutions.
• Responsible for enabling the marketing use cases in RTIM system with AI solutions and artifacts.

Key Responsibilities

Business

• Analyse and agree on the Model Design for Analytics projects
• On the agreed methodology develop and deliver the models
• Partner creating implementation plan with Project owner including models benefit
• Support on the deployment of the initiatives including scoring or implementation though any system
• Consolidate or Track Model performance for periodic model performance assessment 
• Create the technical and review documents for approval
• Client Lifecycle Management ( Acquire, Activation, Cross Sell/Up Sell, Retention &  Win-back)
• Enable scientific “test and learn” for direct to client campaigns 
• Pricing analytics and optimization
• Digital analytics including social media data analytics for any new methodologies
• Channel optimization
• Client wallet utilization prediction both off-us and on-us 
• Client and product profitability prediction

Processes

• Continuously improve the operational efficiency and effectiveness of processes
• Ensure effective management of operational risks within the function and compliance with applicable internal policies, and external laws and regulations

People & Talent

• Champion and act as role model of the group’s values
• Driving an environment of collaboration, both within WRB Banking and across the wider Group, to ensure issues are raised and blockages are resolved in a timely manner. 
• Establish the working module with agile teams to collaborate and deliver on the solution.

Risk Management

• Interpret the Group’s financial information, identify key issues based on this information and put in place appropriate controls and measures.
• Ensure data security and data sharing in secured way through SharePoint in password protected files.

Governance

• Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.

Key stakeholders

• Group/Region Analytics teams
• Group / Region/Country Product & Segment Teams
• Group / Region / Country Channels/distribution
• Group / Region / Country Risk Analytics Teams
• Group / Regional / Country Business Teams
• Support functions including Finance, Technology, Analytics Operation

Skills and Experience

• Data Science    
• Anti Money Laundering Policies & procedures    
• Modelling: Data, Process, Events, Objects    
• Banking Products    

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.