Job Summary

•    Responsible for the daily P&L controls and analysis Non-Performing clients across various products.
•    Responsible for Credit loss provision, Interest & Income releases for Non-Performing clients.
•    Creation of independent process to substantiate ledger balances along with reconciliation to Subledger balances.
•    Production of timely and accurate Management Information reports relating Non-Performing clients .
•    Deep understanding for review and revenue recognition in line with IFRS9 & IFRS15 accounting standards.
•    Knowledge of Impairment recognition methodology, including provisioning and accounting treatment for stage3 (credit-impaired) assets.
•    Analysis and reasoning of Daily, Weekly and month Income fluctuations across the countries and Balance Sheet Movement for Non Performing Clients.
•    Actively engaging with stakeholders across multiple functions and representing PC on various forums. 

Key Responsibilities

•    Responsible to oversee and review the BAU controls, reporting, and escalation process. 
•    Establishing best practice across various PC process, streamlining and automation. 
•    Review of Key Control Indicators (KCI) and Control Sample Testing (CST). 
•    Supporting control & governance, external audits and regulators queries. 
•    Support new business initiative and help execute on management strategies.
•    Lead project delivery and represent Product Control in project forums. 
Strategy
•    Ensure Awareness and understanding of the Group’s business strategy and model appropriate to the role 
Business
•    Awareness and understanding of the wider business, economic and market environment in which the Group operates
Processes
•    Ensure processes for which the individual is responsible is executed as required.
Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.

Key stakeholders
•    Regular face off with Business, Product Control Management, Regional finance team and various internal stakeholders within GCFO.
•    Act as a point of reference for team members and internal clients.
•    Manage relationship with internal stakeholders, take regular feedback, anticipate, and understand issues and escalate appropriately for timely resolution
•    Manage strong relationship with support teams (IT, Operations and Risk) and bring synergies by interacting and integrating with cross functional teams

Skills and Experience

•    CA or MBA (Finance) from a reputed institution.
•    2.5+ years of experience in similar field. 
•    Good understanding of Accounting and IFRS
•    Analytical skills, hands on experience with PeopleSoft financials, SAP and MS Office will be an added advantage.
•    Strong Control mindset.

Qualifications

•    Communication 
•    Finance and Accounting
•    Financial Market Products

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.