Job Summary

This role will be responsible for building and leading a best-in-class Treasury team in India, with full accountability for all Treasury operations, people strategy, and delivery outcomes that are/ will be based in India. This role will be a critical part of the global Treasury Management Team, driving both strategic execution and operational excellence at scale:

• Provide single-point leadership for all Treasury activities at the India Hub, spanning business management, change, cost, strategic initiatives, and support for Group Treasury Capital, Liquidity, Markets, and RRP functions. Accountable for building a cohesive operating model aligned with Group Treasury’s strategy, fully integrated with GCFO. The role demands proactive leadership to drive the hub agenda, strengthen cross-functional connectivity, and position the India Hub as a centre of excellence and a strategic partner to global stakeholders. 
• Architect and execute the Treasury India people strategy and target operating model - recruiting top talent, developing future leadership, embedding a globally integrated yet locally empowered structure, and ensuring close alignment with adjacent GCFO functions such as Balance Sheet Forecasting, Product Control, Regulatory Reporting etc.
• Construct, establish and lead the India based Balance Sheet Management (BSM) function, delivering daily balance sheet actuals and flash reporting with daily variances accurately explained.  Provide reliable, timely and granular business insights to Treasury, CFO and CPM/FRM to drive balance sheet optimisation. 
• Lead India FTP operations, driving tighter controls and continuous improvements. Key responsibilities include maintenance of the t-pace platform, ensuring robust reconciliations of FTP accruals, validating balance sheet completeness from an FTP perspective, and partnering with Treasury Product Control to ensure the accuracy of the commercial B/S FTP P&L feeding into the Treasury Markets daily P&L sign-off process.

Key Responsibilities

Strategy

•    Provide day to day leadership and direction to the India Treasury team including setting the priorities, and strategy in alignment with Cluster and Group priorities and overseeing the governance structure.
•    Define and lead the strategic direction for the Treasury Hub in India, aligning with global and cluster Treasury goals to ensure optimal business performance and efficiency. 
•    Drive the integration and evolution of key strategic initiatives, including the establishment of the India BSM Hub, data production capabilities, and the further development of the Treasury Liquidity, Capital, and RRP Hubs. 
•    Develop strategic partnership with key strategic partners (CPM/FRM, GCFO, Risk, Technology and Operations) to drive a common vision, ensure alignment of business objectives and execution of strategic plans.
•    Conduct the above in an efficient manner thereby maximising Group ROTE contribution.

Business

Balance Sheet Management Hub

•    Lead collaboration with senior stakeholders including the Treasurer, Cluster Treasurers, TM Head, TL Head, CFOs, CPM, and FRM teams to deliver actionable insights on balance sheet needs, driving business decisions and influencing strategic initiatives.
•    Own the end-to-end production of daily balance sheet flash and actuals, ensuring consistency, accuracy, and visibility across all legal entities, while continuously improving timeliness and control of the reporting process.
•    Deliver proactive, data-driven insights on key metrics such as RWA and Leverage Exposure (LE), enabling early identification of anomalies and driving continuous improvements in the business's operational effectiveness.
•    Standardise and centralise (in India Treasury) MI required for ALCOS and BSR reporting.  Automate the production of the reporting packs. 
•    Drive the integration of Treasury data and processes, ensuring alignment with regulatory reporting and balance sheet forecasting teams, eliminating redundancies, and ensuring a unified, transparent view of the business.

Treasury Hub 

The role will provide full leadership and accountability for developing and executing a local India Treasury strategy that is fully aligned with Group Treasury’s overall strategic direction. Work closely with members of the Treasury Management Team (TMT) across Liquidity, Capital, Markets, and RRP to drive the identification, setup, adoption, and continuous improvement of Treasury processes that can be operated from the India Hub.
•    Partner with TMT members to define and prioritise Treasury processes that are suited for transition to the India Hub, ensuring alignment with business objectives and operational resilience standards.
•    Lead the execution of the end-to-end setup of agreed processes, establishing clear operating models, roles and responsibilities, controls, and governance frameworks.
•    Drive the business adoption of these processes, ensuring smooth operational transitions, embedding them into day-to-day operations, and delivering a seamless handover from Group teams to India.
•    Once embedded, lead the ongoing enhancement and optimisation of these processes while proactively partnering with TMT to identify further opportunities for transition and hubbing.

FTP Operations

The role will retain direct accountability for leading India-based FTP operations, including configuration of the tPace pricing engine, operational query handling from business and clusters, governance of FTP adjustments, and ongoing process improvements. Ensure strong controls through FTP accrual reconciliations, validation of B/S completeness from an FTP perspective, and coordination with Product Control to guarantee accuracy of FTP P&L captured in Treasury Markets daily P&L submissions.

Drive execution of Treasury COO mandate

•    Change Management: Lead end-to-end execution of global Treasury initiatives (across multiple investment journeys – TM, TL, FTP, IRRBB and TC) by building a best-in-class project delivery capability, ensuring seamless delivery of regulatory, system, and process transformation programs.  Full integrate with the Build & Maintain model housing best-in-market squads comprising AI specialists, data scientists, business analysts, developers, and strategic thinkers.  
•    Cost Management: Own and drive disciplined Treasury cost governance through transparent tracking and strategic forecasting.  Ideate and lead the execution of sustainable cost optimization initiatives aligned with global objectives

Processes

•    Define & Drive the Fit For Growth process simplification, standardisation, and digitalisation agenda for India Treasury. 
•    Create & establish a standardised cluster operating model for India Treasury fully aligned to Group Treasury and supporting the Fit For Growth cost target. 
•    Implementation of policies and control standards within the India Treasury process universe, and management of processes and associated risks including activities within the processes which are carried out by onshore functions or hubbed or outsourced units.
•    Operational excellence – Not only ensure consistency of processes across India Treasury but embed a continuous improvement mindset in the hub, defining on an ongoing basis the transformation journey.  Partner with Treasury COO to establish priorities and translate the vision into regulatory & analytical deliverables augmenting cluster capabilities. Operational Risk - cesses and procedures and mitigate operation risk within liquidity and capital management and reporting processes. 

People & Talent

•    Build a strong India Treasury team to support the strategy of the franchise, leading through example and instilling the appropriate culture and values. 
•    Pro-actively manage the skills in the India hub based on the current needs but also the future needs as per the new operating model. 
•    Ensure right distribution across all hub teams per persona and grade as per the operating model. 
•    Set the people strategy for the for India Treasury teams and drive the execution of that strategy across resourcing, talent management and learning & rewards and promote a culture of learning and self-development.
•    Ensure the provision of ongoing training and development of India Treasury people so that holders of all critical functions are suitably skilled and qualified for their roles and that effective supervision is in place to mitigate any risks.

Risk Management

•    Oversee the identification, assessment, and management of risks related to for India Treasury operations, ensuring compliance with risk management frameworks and guidelines.
•    Collaborate with Risk and GCFO Governance team, and other stakeholders to ensure that all functions within India Treasury adhere to risk management protocols.

•    Implement and enforce controls to mitigate operational and financial risks within India Treasury and ensure alignment with the firm’s risk appetite.
•    Regularly review and update risk policies, ensuring that they remain relevant and effective in managing both emerging and ongoing risks.

Governance

•    Take personal responsibility for understand the regulatory and compliance requirements of the role. Understand and comply with, in letter and spirit, all applicable laws and regulations, including those governing anti-money laundering, terrorist financing and sanctions, the Group’s policies and procedures and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate, and resolve risk and compliance matters.
•    Assess the effectiveness of arrangements to deliver proper governance, oversight, and controls in the India Treasury Hub and, if necessary, oversee changes in these areas.
•    Deliver ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner. 
•    Enforce a culture of risk management, control and governance, and ensure that the teams comply with the risk management processes in place.
•    AML and client appropriateness - To ensure the business meets its obligations on the prevention of money laundering under the Group Policy and Standards and under local laws and regulations.

Key stakeholders

•    Actively engage all stakeholders to raise their awareness of Balance Sheet Management and its daily movement/ variance and how these are managed by the Treasury and the Business.
•    Ensure that decisions are transparent and supporting rationales are explained in a professional and courteous manner, especially when turning down proposals.
•    External stakeholders including the Reserve Bank of India (RBI) and the Group’s external auditor.
•    Full list of internal stakeholders below:
•    Treasury (TMT, TMMT, Cluster Treasurers)
•    Country Treasury

•    Business CFO
•    Cluster CFO
•    CPM/ FRM
•    FP&A
•    Treasury Product Control
•    GCFO Performance Management
•    GCFO Data & Analytics
•    Liquidity, FTP, IRRBB & Capital Technology and Change 
•    Treasury Modelling, Platforms Analytics

Other Responsibilities

Embed Here for good and Group’s brand and values in Treasury Markets COO team. Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; 

Skills and Experience

Banking and Finance Operations 
Managing global teams
Balance Sheet Concepts
Liquidity Management
Capital management
FTP
IRRBB
Governance & Control
Effective communication
Influencing through expertise
Knowledge of organisation 
Financial Analysis
Finance and Accounting

Qualifications

EDUCATION     Degree level
TRAINING     Complete all required mandatory & developmental training - role specific, and regulatory/compliance bank wide
LANGUAGES     Business level Englis

•    Strong understanding of the broader banking environment and the associated business challenges developed through experience in the industry.
•    Experience in working in multiple geographies.
•    Knowledge of cluster regulatory environment and requirements, as well as, ideally, knowledge of regulatory requirements in other key Group markets.
•    Sound understanding of balance sheet management, oversight, and control frameworks.
•    Strong leadership qualities, excellent interpersonal, influencing and stakeholder management skills.
•    Analytical inquisitive nature and sharp business acumen, the ability to assess risk and appropriate levels of return and thereby optimise business performance.
•    Strong sense of integrity and financial independence with an ability to challenge where deemed necessary.
•    Excellent communication skills, written and verbal, given the need to deliver consistent and compelling messages to internal and external stakeholders.
•    Proven ability to manage highly diverse teams in widely dispersed geographies.
•    Strong management and people development track record.
•    High level of resilience and maturity to operate in a result driven and fast-moving environment. 
•    Academic degree from a well-recognised institution.
•    Minimum 20 years of finance/treasury related work experience in the banking sector.
•    15+ years of experience in Treasury Operations, Transformation, and related activities in the financial industry.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.