Job Summary

•    We are looking for energetic talents with to-win mindset and strong aspiration to grow career in Investment Advisory role. With good understanding of financial market and knowledge in various asset class, the Investment Associate will work closely with Investment Advisors to provide appropriate overall investment advice to meet the investment needs of our clients. The role would need to support Investment Advisors for delivering high-level sales coverage to both internal and external stakeholders, and you will need to always maintain operational risk control and compliance. 

Key Responsibilities

Strategy
•    Awareness and understanding of the SC Private Bank’s business strategy and model appropriate to the role. Strategize and execute Sales with disciplined plans to capture business opportunities within the footprint of SCB PvB in HK
•    Support Investment Advisors to provide sales coverage with alignment with house views and consideration of product suitability and client investment profile.
Business
To assist IA Team Head and support IA Team to delivery the following
•    Focus on suitability of investments for dedicated group of clients; understand client risk appetite, investment preference and return expectations 
•    Provide a tailored portfolio and trading service of relevant and suitable investment solutions 
•    Provide timely analysis of market and product information 
•    Be capable of addressing multi-asset class product requirements 
•    Timely and accurate execution of client orders 
•    Understand specific client issues, including restrictions, so as to provide optimal solutions 
•    Work with line manager to host internal meetings / huddles for RMs 
Processes
•    Timely and accurate dealing of client orders.
•    Support the continuous improvement of processes to increase operational efficiency and effectiveness.
•    Support the effective management of operational risks across the Business and in compliance with applicable internal policies, and external laws and regulations at a global level.
•    Support the delivery of Business strategy in a safe and well-controlled manner and on an end-to-end basis.
•    Ensure sales management and suitability processes are applied appropriately.

People & Talent
•    Collaborate with support functions, business partners, and product specialists to deliver One Bank, support cross selling efforts and referral program (where applicable), and provide effective client solutions
•    Ensure all in house training to complete entirely and timely
Risk Management
•    Do what is right in order to avoid reputational risks and operational losses.
•    Understand the risk and control environment within area of responsibility and drive rectification as required.
•    Handle customer issues, complaints, and product enquiries on timely basis in accordance with established procedures.
•    Ensure that Risk Management matters that are brought to attention are subject to direct remedial action and/or ensure adequate reporting to the relevant Risk Committees and/or line management.
Governance
•    Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
•    Ensure adherence with the highest standards of ethics and compliance with relevant policies, processes and regulations forms part of the culture.
•    Participate in relevant risk and governance committees where applicable.
•    Engage with all audit report findings and ensure feedback is acted upon

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
Internal stakeholders: 
•    IA Team Head
•    Investment Advisors
•    Relationship Managers
•    Product Specialists and dedicated functional partners
•    Client Service Managers
•    Relevant Front office colleagues
Other Responsibilities
•    Embed Here for good and the Group’s brand and values in the team.
•    Perform other responsibilities assigned under Group, Region, Country, Business or Functional policies and procedures.
•    Work effectively across SCB, using values behaviours to drive overall business growth

Qualifications

Academic or Professional Education/Qualifications 
•    University graduated, professional qualification including CFA/FRM/CPA would be a plus
•    Min 3 years of experience in Finance and Sales, with HKMA/SFC certification
•    Good understanding of Wealth Management Industry especially in Private Banking
•    Good knowledge of financial markets and investment products
•    Good communication and presentation skills
•    Understanding and experience in working with business guidelines and compliance policies
•    Fluent in English, Cantonese, and Mandarin
•    Good Computer Skills, Excel Macro knowledge would be a plus 
Group/Country Mandatory Learning
•    Right Start
•    Anti Money Laundering, Counter Terrorist Financing & Sanctions 
•    Fighting Bribery & Corruption - A Practical Guide
•    Global Privacy Awareness
•    Group Code of Conduct
•    Health, Safety and Environment
•    (iSAFE) Information Security Awareness for Everyone
•    Introduction to Operational Risk in Standard Chartered Bank
•    Living with HIV 
•    Reputation Risk

Skills and Experience

•    Financial products and financial markets (includes asset allocation / FX / Fixed Income / Equities / Structured Products / MI)
•    Communication skills – writing and presenting
•    Business English 
•    Experience in private banking environment

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.