Responsibilities

• Ensure the portfolio is risk managed on a pro-active basis, from an individual counterparty risk basis, through to ultimate country risk. To determine the optimal profile balancing (i) current and expected market pricing (ii) performance attribution for the credit risk (iii) inherent liquidity within each bond, after taking into consideration the current market conditions (ease of sell down / repo).
• Work closely with the TM Portfolio Management team to understand the financial resource framework and make investment decision based on optimised usage of financial resources framework such as capital, liquidity to generate the best RoTE outcomes within the agreed mandate.  
• Manage the TM portfolio with a primary objective of liquidity and a secondary objective of maximising RORWA and therefore RoTE within agreed limits and Risk Appetite - Group RoTE to be prioritized over region/ country RoTE.
• Working within the risk limits allocated by the TM Portfolio Management team and get the team’s clearance on additional risk requirements.
• Asset Allocation – Understand the Global/ Country Asset Allocation and maintain a portfolio of HQLA and short-term interbank exposure, supporting regulatory requirements, managing surplus liquidity and balancing returns with risk appetite and limits.
• Switch between currencies to capture interest rate and swap arbitrages, with the agreement of the Liquidity Management that this does not compromise the Bank’s liquidity position (Liquidity Management have right of veto).
• Make use of on-balance sheet and off-balance sheet products (e.g. IRS) as hedging tools. Use of on-balance sheet product coordinated with Liquidity Management
• Primarily use the banking book and hedge effective products, to minimise swings to PnL.
• Respect the minimum hold requirement for all securities purchased.

Requirements

• Degree holder in relevant disciplines
• Experience in Balance Sheet and Liquidity Management in Financial Services
• Team player with strong communication and interpersonal skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.