Responsibilities

• Formulate and prepare financial models, credit memos to support contemplated transactions primarily related to CRE, corporate/investment grade acquisitions and syndicated facilities.
• Assist senior transactors on the origination, structuring and execution of customized solutions for clients in the Greater China region; identify cross-selling opportunities for other product partners.
• Support wider CRE team in the execution of transactions through working closely with Client Coverage and various support function such as Credit, Operations, LDU (Loan Documentation Unit”), LPU (“Loan Processing Unit”), CRC (“Credit Risk Control”), Legal and Compliance.
• Assume accountability for credit risk of clients and ensuring a continuous dialogue with relationship bankers, and relevant support areas to ensure that they are monitored and controlled.
• Ensure that business conforms to the relevant product Credit Underwriting Standards (“CRE CUP”), Product Program Governance (“PPG”), and all other bank policies and procedures.
• Ensure deals are properly screened and selected in line with the Bank’s strategy and risk appetite. 
• Provide oversight of portfolio risks through the account monitoring and escalate to line manager where necessary.
• Comply with the risk management processes in place. This includes (but not limited to) compliance with country-level Portfolio Standards, Underwriting Standards, Credit Underwriting Principles (‘CUP’), PPGs.
• Monitor client activity (internally and externally through media) for any adverse news.
• Communicate and escalate (where necessary) of gaps in systems, control, and procedures are in place to relevant functions or line manager.

Qualifications

• Degree or post graduate qualified
• Prior relevant experience in investment bank with track record is desirable 
• Strong analytical and communication skills
• Ability to work under pressure in team environment and on self-directed basis
• Strong work ethic and attention to details
• Strong Excel skills required
• Proficiency in English and Chinese, written and spoken

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.