Job Responsibilities
- To manage and grow the customer portfolio to meet business targets, in line with business plans agreed by the Team Head.
- To act as the lead banker for deals involving direct client dialogues in Hong Kong. To actively engage in the whole deal process, including screening, structuring, pitching, approval, execution and monitoring. Demonstrate internal leadership to arrive at a solution-based approach by intergrating the relevant product partners.
- Independently come up with account plans for individual customer groups. Enhance cross-selling of the bank’s products in line with the account plans, focusing on the maximization of return criteria set by the bank.
- Maintain a high-quality credit profile for the managed portfolio with close monitoring of the customers’ financial performances and keeping abreast of the latest market conditions.
- Be the major responsible officer for the proposed credits, making sure the credit analysis is rebust, proper approvals are obtained and required reviews and monitoring are done in due course. Be eloquent in presenting and pushing the case through the credit approval chain.
- Undergo a proactive asset portfolio management with an aim to enhance balance sheet efficiency in line with the bank’s internal guidance and account strategies.
- Ensure that all administrational works associated with the portfolio is done accurately in accordance with laid down procedures and on a timely basis, including but not limited to, know-your-customer procedures, documentation, reporting, etc.
- Develop talent and help to multiply leaders to produce the best bankers in the industry and World Class support team.
Job Requirements
- Over 10 years’ experience in coverage role; preferred to have relevant experience for China corp coverage.
- Good command in English and Mandarin
- Experience in Credit Analysis
- Skill - Computer and data science
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.