Job Summary

Client Due Diligence Lead

• Join us as Client Due Diligence Lead and you’ll be part of our first line of defence. You’ll tackle financial crime risks to keep our business safe. From understanding our clients’ expected banking activities to combating fraudulent ones, the work you do will be complex and interesting.
• You’ll be trusted to take on challenging projects that stretch your skills, locally and globally. And you’ll experience the opportunities and rewards that come with protecting an international bank with a long history of helping people prosper. Our Client Due Diligence (CDD) team sits within our global Technology and Operations team. 

About our Technology & Operations Team 

• Our Technology & Operations (T&O) team is the powerhouse for the Bank. We aim to go further, faster, to ensure we're agile and ready for tomorrow, today. Our diverse network enables us to innovate and build banking solutions that support communities to prosper. We're a place where talented people are encouraged to grow, learn, and thrive, to drive their own career journeys, to reach their full potential.  
• When you work with us, you’re protecting the reputation and legacy of a 170 year organisation and building on it. We’re driven by progress and continuously evolving to ensure we’re agile and ready for tomorrow, today. 

Key Responsibilities

As Client Due Diligence Lead, you will be responsible for:

• Overseeing the verification of client identities, assessing and classifying client risk profiles.
• Conducting enhanced due diligence for high-risk clients and politically exposed persons.
• Developing and maintaining ‘Know Your Customer’ (KYC) policies and procedures.
• Monitoring ongoing client relationships for suspicious activities or changes in risk profile.
• Training staff on due diligence procedures and regulatory changes. 
• Monitoring regulatory changes and update policies and procedures accordingly. 
• Reporting to senior management team on client due diligence effectiveness, metrics and emerging risks. 

Skills and Experience

This senior role requires strategic thinking, leadership capabilities and deep regulatory knowledge with relevant certifications. In addition, you will have: 

• Extensive experience in financial compliance with a proven track record of managing complex due diligence cases. 
• Strong analytical and investigative abilities to assess client risk profiles and identify suspicious patterns. 
• Proficiency with screening tools, due diligence systems, and data analysis techniques. 
• Excellent leadership and communication skills to manage teams and explain complex requirements to stakeholders. 

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers