Job Summary

CRD VI Article 21c is an EU regulation impacting non-EU banks undertaking core banking activities in the EU, with implications for client onboarding, existing client facilities, operating controls and ongoing regulatory compliance. The role will be responsible for supporting the design and delivery of analytics and automation capabilities for the A21c control framework, ensuring that regulatory requirements are translated into practical, scalable and well-documented control solutions.

The role holder will work closely with business, operations, data, technology, risk and compliance stakeholders to gather requirements, assess the impact of Article 21c on client onboarding and existing client facilities, and support implementation of both preventive and detective controls. Preventive controls will include rule engine logic, workflow triggers and reporting layers, while detective controls will include recurring reports, exception monitoring and management information across agreed frequencies. 

A key focus of the role is to build practical, well-documented automation components including control data preparation, rules engine requirements, workflow inputs, reporting layers and recurring detective control outputs across agreed frequencies.

Key Responsibilities

Strategy & Planning
•    Support definition of the A21c control framework automation roadmap, including requirements, milestones, dependencies, delivery risks and success criteria
•    Translate regulatory and business requirements into structured analytics, data, workflow and reporting requirements for preventive and detective controls
•    Ensure the automation approach is scalable, transparent and aligned to client onboarding, existing client facilities and control governance requirements.

Requirement Gathering and Stakeholder Engagement
Conduct structured working sessions with programme, operations, technology, data and control stakeholders to:
•    Capture data sources, business rules and control expectations
•    Understand the impact of Article 21c requirements on client onboarding, existing client facilities and downstream reporting obligations
•    Document requirements, assumptions, gaps, dependencies, decisions and open points in a clear and traceable manner
•    Proactively resolve ambiguity where possible and escalate unresolved risks, blockers or design decisions to the appropriate governance forum
•    Act as a central analytics SME to connect business requirements with technology delivery and operational implementation

Automation, Data and Controls Delivery
•    Prepare, profile, validate and analyse large datasets to identify impacted clients, facilities, exceptions and control populations.
•    Support design and implementation of preventive controls, including rules engine logic, workflow triggers, control outputs and reporting requirements.
•    Develop detective control reporting across agreed daily, weekly, monthly or other frequencies, including exception reporting, reconciliation outputs and management information.

Risk Management and Control Quality
•    Ensure control logic, data outputs and reporting artefacts are accurate, evidence-based, auditable and aligned to agreed requirements.
•    Identify data quality issues, control gaps, manual dependencies and implementation risks, with timely escalation to relevant stakeholders.
•    Maintain discipline around version control, documentation, sign-offs and issue tracking for control automation deliverables.

Governance and Documentation
•    Prepare clear business requirements, functional specifications, data definitions, rule logic documentation, testing evidence and implementation notes.
•    Comply with applicable data management, model/rule governance, risk, compliance and technology delivery standards.
•    Support UAT, production readiness, operating model handover and BAU reporting transition for the control framework.
•    Provide consistent progress updates, risks and dependencies for programme governance and senior management forums.

Regulatory & Business Conduct

•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

•    Article 21c Programme Team
•    Client Management, KYC Operations and CIB Operations
•    Technology, Data and Analytics Teams
•    Regional and Country COO Teams
•    Risk, Compliance and Control Owners
•    CDO and Other CIB COO Teams

Skills and Experience

•    Data Preparation and Transformation
•    Python & Alteryx, few analytics apps
•    Automation and Reporting
•    Rule Engine and Control Logic Design
•    Regulatory Control Documentation
•    Banking Domain, Requirements Management and Stakeholder Engagement

Qualifications

•    Education: Bachelor's degree in Data, Technology, Finance, Business, Mathematics, Statistics or related discipline; postgraduate qualification preferred.
•    Training: Training in data analytics, regulatory change, controls, client onboarding/KYC or technology delivery preferred.
•    Certifications: Relevant certifications in analytics, data visualisation, Python, Alteryx, Dataiku, Informatica, Agile or project delivery preferred
•    8 to 10 years of experience in analytics, data transformation, reporting automation, regulatory change, controls implementation or related banking operations roles.
•    Strong capability in requirement gathering, data profiling, data validation, reconciliation, exception analysis and translating business problems into analytical solutions.
•    Hands-on exposure to data preparation and analysis tools such as Alteryx, Informatica, Dataiku or equivalent platforms, with strong Python skills preferred
•    Ability to design and deliver dashboards, recurring control reports and management information using visualisation tools such as Tableau, Power BI or equivalent
•    Understanding of client onboarding, KYC / client lifecycle processes, existing client facilities and regulatory control requirements is preferred
•    Strong documentation discipline, including business requirements, functional specifications, data dictionaries, rule logic, testing evidence and implementation notes.
•    Comfortable engaging senior and working-level stakeholders across business, operations, technology, data and control teams.
•    Demonstrates structured problem solving, clarity of thought, sound judgement and the ability to operate with ambiguity and evolving requirements.
•    Works collaboratively across cultures and geographies, constructively challenges assumptions and escalates risks in a timely manner.
•    Languages: English

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.