Job Summary

Location : Chennai / Bangalore

•    Support the Head, Credit Risk Reporting in overseeing Group and Country WRB credit risk reporting, ensuring management and regulatory MI is timely, accurate and complete.
•    Provide senior subject-matter expertise across credit risk metrics, reporting definitions, data lineage, controls, portfolio analysis and reporting change.
•    Drive simplification, automation, standardisation, data quality and self-service reporting improvements across Risk, Finance, Business, GBS, Technology, Data and Country teams.

Key Responsibilities

•    Support oversight of BAU WRB credit risk reporting and MI, ensuring outputs are delivered on time with appropriate quality, analysis and stakeholder context 
•    Translate senior management, business and regulatory requirements into effective reporting outputs and provide SME input on metrics, definitions, reporting logic and portfolio trends.
•    Maintain effective reporting calendars, documentation, issue logs, control checks, reconciliations and evidence of review
•    Support operational risk compliance, audit engagements, BCBS 239 alignment and related data-governance requirements; identify and address process and control gaps.
•    Operate as a senior individual contributor with no direct people-management responsibility, influencing through expertise, collaboration and stakeholder engagement
•    Provide technical guidance, SME support and knowledge sharing to reporting analysts, GBS partners and Country teams as Individual contributor and capability building
•    Coordinate recurring issues, ad-hoc requests and reporting changes across Risk, Finance, Business, GBS, Technology, Data and Country teams.
•    Represent or support WRB Credit Risk Reporting in relevant forums, working groups and strategic initiatives.
•    Stakeholder coordination and issue management
•    Identify and execute opportunities to rationalise, automate and standardise BAU reporting, including transition of suitable activities to GBS
•    Support requirements definition, impact assessment, UAT, transition-to-BAU and post-implementation review for reporting and data initiatives

Skills and Experience

Must-have Skills
•    WRB Credit Risk Reporting and MI
•    Credit Risk Data, Data Quality and Governance
•    Reporting Controls, Reconciliations and Regulatory Reporting Awareness
Other Skills
•    Reporting Automation, Digitisation and Change Delivery
•    Stakeholder Management, Communication and Influencing
•    Requirements Definition, UAT and Transition to BAU

Motivations

•    Solving complex credit risk reporting and data problems where accuracy, transparency and strong controls materially improve management decisions.
•    Delivering measurable simplification through automation, standardisation, rationalisation and effective transition of repeatable activities.
•    Working across functions and geographies to align stakeholders, resolve recurring issues and build trusted, self-service risk information.

Qualifications

Key Experiences
•    8+ years of experience in credit risk reporting, risk data, MI, analytics, regulatory reporting, risk operations or related disciplines.
•    Strong understanding of WRB credit risk metrics, reporting processes, data definitions, controls, data governance and portfolio analysis.
•    Experience in reporting automation, dashboards, data quality, process improvement, change delivery and cross-functional stakeholder coordination.
Certifications/Qualifications
•    Risk related or Python / BI tooling related certifications preferrable

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.