Job Summary

• The role will be responsible to creating a roadmap for application which are robust and futuristic solutions for ATM Switch and Cards & Payment domain.
• The role will be responsible for handling the Solution Architecture designing and delivery for the ATM Switch, Cards and Payment domain. 
• Will be responsible for developing solutions, stake holder management, vendor and financial management, developing project costs, and delivering the developed solutions.
• Ability to Identifying and managing risks, including developing contingency plans to mitigate potential issues.
• Knowledge on card issuing and transaction acquiring processing and standards.
• Knowledge on ISO8583 messaging standard protocols.
• Hand on experience with VISA, MasterCard Card, UPI and other national card schemes Issuing & Acquiring, Scheme compliance requirement. 
• Design and develop high-volume, low-latency applications for mission-critical systems and deliver high-availability and performance.
• Contribute to all phases of the development lifecycle, including design, development, testing, and deployment.
• Write well-designed, efficient code using best software development practices.
• Ensure designs are following specifications and prepare and produce releases of software components.
• Actively look for opportunities to enhance standards and improve code quality and development process efficiency.
• Must ensure the projects/solutions are delivered within the scope and budget, and as per industry standards.
• Proven hands-on experience in Java development, including Java 8/11/17/21, Spring framework (Spring Boot, Spring MVC), Hibernate/JPA.
• Experience with building and consuming RESTful APIs.

• Experience with Linux OS, Linux Shell Scripting
• Solid understanding of microservices architecture and design principles.
• Familiarity with relational databases -PostgreSQL
• Identify and fix the vulnerabilities for the internal/external components.
• Proficient understanding of code versioning tools, such as Git.
• Experience with Agile methodologies and continuous integration/delivery pipelines (CI/CD).
• Excellent analytical and problem-solving skills with a strong attention to detail.
• Good communication skills and ability to work effectively in a team environment.
• Knowledge about HSM protocols and configuration, Knowledge about encryption Keys/Cryptography both symmetric and asymmetric keys, 3DES, AES, SM4, SHA.
• Familiarity with EMV technologies and standards, and PCI DSS and PA DSS standards.
• Familiarity with Contact and Contactless technologies, Familiarity with 3DS and Tokenization standards.
• Strong design and programming knowledge on Unix/Linux environment, Unix Shell Scripting 
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development)
• Excellent verbal and written communication skills to technical and non-technical audiences of various levels in the organization
• Willingly shares relevant technical and/or industry knowledge and expertise to other resources
• Excellent problem-solving, team, and time management skills.
• Resourceful and proactive in gathering information and sharing ideas.
• Experience in banking or financial services industry.
• Working experience in Cloud and Digital transformation projects is an advantage.
• Good knowledge skill on open banking is a plus.  
• Ability to review the requirement, impact analysis, gap analysis, high level design, cost estimation, propose timeline, obtain project approval, and draft solution architecture/function spec/technical spec document.
• Be an excellent leader, Subject matter expert on the technical and functional knowledge 
• Good team collaboration, relationships within & outside POD to all levels of the organization Strong influencing, conflict resolution & negotiation skills.
   

Regulatory & Business Conduct 

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] * 
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Serve as a Director of the Board 
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) 

Other Responsibilities

• Embed Here for good and Group’s brand and values in team 
• Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
• Multiple functions (double hats)

Skills and Experience

• Knowledge of ATM/POS switching, Debit Card Issuance/Management, Digital Channels interface, Encryption, HSM and ISO8583 messaging standards
• Hands on Java Installation/Configuration/Programming    
• Hands on Code Commit Tools such as GIT    
• Hands on experience on Postgres Installation/Configuration/Programming    
• Hands on experience on Linux Shell scripting    
• Hands on experience on Linux OS and Job Scheduling    
• Code Coverage and Review    
• Vulnerability Detection Tools and Remediation    
• Hands on experience on Linux Shell scripting    
• Familiarity with EMV Contact/Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements    
• Experience with an EFT transaction switching and processing.
• Familiarity on PCI DSS and PA DSS compliance requirements    
• Experience on Switch integration with VISA/Mastercard is mandatory. Others such as UPI, JCB and National switches.    
• Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be a added Advantage    
• Experience in Web Service integration and API’s    
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development)
• Excellent in preparing the Solution Architecture document, Functional and technical spec
• Excellent problem-solving, team, and time management skills.    

Qualifications

• EDUCATION     B TECH or BE or MBA grade in Computer Science/ Information Systems or related IT Area; 8-10years    
• CERTIFICATIONS     JAVA/ANY CLOUD SERVICES
• LANGUAGES     JAVA SPRINGBOOT/C++/PLSQL/UNIX

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.