Job Title Here Experience Director

Job ID: 000000123SC
Location: London, UK
Area of interest: Investment Banking
Job type: Permanent - Full Time
Work style: Hybrid Working
Opening date: 27-Sept-2022 Closing Date: 12-Oct-2022
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Title:  Team leader, Credit & Portfolio Management

24731

Chennai, IN

Transaction Banking
Regular Employee
Office - Full Time
3 Apr 2025

JOB SUMMARY

  • CEO CIB Office

Credit & Portfolio Management (CPM)

  • CPM Distribution is part of Credit & Portfolio Management. CPM Distribution co-ordinates loan sales in the secondary market to generate liquidity, obtain RWA relief, and offload risk at minimum cost under the guidance of the Origination and Distribution Policy. To facilitate loan sales and other CPM Distribution initiatives, GBS CPM Team extracts the data on all transferable loans from multiple sources and compiles them in the Loan Database.
  • In addition, we do CPM Analytics activities which involve RWA Variance analysis, Account Plan Tracking, CPM MI packs and OBL MI packs. The activities include the production and distribution of RWA Variance reports for CB and CIB, analyzing RWA movements and engaging with GAM’s directly on the reason for the Variance.
  • The team also operationalizes the International Balance Sheet Management Policy (“IBSM”) that optimizes the booking of assets globally to achieve capital and liquidity efficiency whilst best supporting execution of the business strategy.
  • There is the Financial Resource Management team under the Credit & Portfolio Management (CPM) domain. The role involves working towards optimising the Bank’s Balance Sheet metrics and creating/maintaining Balance Sheet models.

RESPONSIBILITIES

Strategy

  • Ensure appropriate BAU controls are being established within RRSD and deployed effectively in GBS. 
  • Support new Business requests through Product programmes and Country addendums
  • Look for possibilities of leveraging on synergy within the various process through automation thereby bringing in improvements.
     

Business

  • Help the team to pursue the strategic intent and agenda for RRSD
  • Help to improve client experience through more efficient and effective processing in tandem with Risk, Client Coverage and Front Office users

Processes

  • Understanding the Bank’s Balance Sheet framework and Global Balance sheet capabilities.
  • Drive Capital and Liquidity Efficiency through IBSM model along with accurate forecasting process.
  • Support the delivery of Strategic development like RoTE objectives through efficient usage of the Balance Sheet. 
  • To work together with Treasury to achieve the shared objectives of Business and Treasury. 
  • Create Balance Sheet models and maintenance activities. 

People & Talent 

  • Compliance with all relevant process procedure, guidelines, rules & regulations
  • To work and solve problems independently and be able to work in a deadline-oriented environment

Risk Management

  • Embed new Operational Risk framework into monitoring processes and report any escalations to Management.
  • Monthly monitoring of CST and performance measurement of KCIs

Governance 

  • Work closely with Operational Excellence & Change management team members to understand key issues and processes and drive automation of processes. 
  • Adherence to mandatory certifications and operational requirements

 

Regulatory & Business Conduct 

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

​​​​​​​Key Stakeholders

  • CPM stakeholders
  • Treasury stakeholders
  • CEO, CIB office
  • Associated Technology partners
  • Business desks
  • GBS Management team

Other Responsibilities

  • Participate in at least 2 days of volunteering per year
  • Participate in engagement activities of Risk Ops and GBS
  • Be motivated and actively engage in activities like innovation and automation initiatives
  • To hold assigned roles of First Aider / Fire Warden / ADCC as appropriate and discharge the expected responsibilities.

Qualification

  • Postgraduates / Professional qualification with 0-4yrs experience 
  • Risk Certifications from established institutions is recommended
  • Any technical Certification in MS Office Advanced tools / SQL / Tableau / SAS  will be required
  • FRM Certified candidates will be preferred

General Skill Set:

  • Strong knowledge in banking products across asset classes (FX/Rates/ Equity/ Credit and Commodities)
  • Strong knowledge in Data Analytics (Including ML capabilities)
  • Hands-on SQL, SAS, PYTHON
  • Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures.
  • Excellent communication skills - verbal and written
  • Be able to work with a global team 
  • Be able to implement strategic ideas and enhance productivity and efficiency levels
  • Working knowledge of the Group’s businesses, Governance structure and approach to risk management.  
     

Role Specific Technical Competencies

  • Manage Conduct
  • Manage Risk
  • Manage People
  • FM Products
  • Problem Solving skills
  • SAS/ Python/ SQL
  • Analytical Skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
24731