Key Responsibilities
Responsibilities of the Candidate:
• Quick turnaround on NTB and new deal proposals.
• BCA Quality: Overdue BCAs to be maintained within a 5% threshold.
• Credit reverts are to be kept to a minimum, with no more than 1 referback per BCA.
• Portfolio Control - Downgrade to GSAM < 90 days in EAR to be Nil.
• Audit – Overall grade satisfactory,100% commitment to code of conduct.
• Timely completion of mandatory e-learning.
• Conduct check thorough financial analysis of companies to evaluate their credit risk.
• Review financial statements, industry reports, and other relevant data to assess financial performance, liquidity, and solvency.
• Conduct credit ratings and recommendations based on analysis and industry knowledge.
• Monitor and track credit performance of existing clients to identify potential risks and opportunities
• Provide timely and accurate credit reports to internal and external stakeholders.
• Stay abreast of industry trends and regulatory changes to ensure compliance and best practices.
• Collaborate with relationship managers and other teams to support business development and risk management.
Strategy
• As per Business Requirement.
Business
• As per Laid down targets.
Processes
• As per Laid down process
People & Talent
• As per laid down process
Risk Management
• As per Business requirement
Governance
• As per Laid down process
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
• RM. Credit.
Skills and Experience
• Credit Analysis
• Ratio Analysis
• Deal Structuring
• Risk Identification and Mitigation
• Customer Delight
• Policy and Compliance
Qualifications
Requirements:
• Bachelor's or Master's degree in Finance, Accounting, or a related field
• Strong analytical and financial modeling skills
• Proficient in financial analysis software and tools
• Exceptional communication and presentation skills
• Ability to work independently and as part of a team
• Attention to detail and strong work ethic
About Standard Chartered
We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.
Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.
What We Offer
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
- In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.
Visit our careers website to learn more about us: www.sc.com/careers.
