Job Details

Credit Card and Personl Loan Executive
Job Description
Requisition Number:  46593
Job Location:  Karachi, PAK
Work Type:  Office Working
Employment Type:  Permanent
Posting Start Date:  15/01/2026
Posting End Date:  28/01/2026
Job Description: 

Job Summary

This role will be responsible for calling pre-existing customers from the assigned portfolio to strengthen relationships and increase Annual Net Receivables of Credit cards. Assist clients with queries, perform needs analysis, suggest solutions.

Key Responsibilities

  • Ensure that all relevant processes carried out adheres to Department Operating Instructions.
  • Ensure productivity levels and performance are maintained as per defined targets.
  • Communicate effectively with customers using approved scripts to maintain and protect the bank's reputation and sales integrity.
  • Prepare and submit daily call reports timely on available tools.
  • Ensure data protection, customer confidentiality, and no sales miscommitment at all times.
  • Adhere to specified audit checklists and confirm zero tolerance for discrepancies.
  • Live the bank's values by treating customers fairly and maintaining call quality and discipline.

Skills and Experience

  • MS office, can navigate various system.  
  • Analytical skills
  • Sales Acumen
  • Active listening
  • Strong Interpersonal skills
  • Negotiation skills
  • Basic knowledge of banking products 

Competencies

Action Oriented
Collaborates
Customer Focus
Courage
Technical Competencies: This is a generic competency to evaluate candidate on role-specific technical skills and requirements

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Information at a Glance