Job Summary

Strategy
•    Coverage of Capital Market Product and Solutions (CMPS) and Bancassurance products to deliver the proper solutions under the framework of Business Strategy to meet the needs across from Retail Banking and SME Banking clients.
•    Manage and develop strong product solutions and smooth workflow to deliver differentiated product proposition and brand identity.
•    Develop and manage powerful product solutions and smooth workflows; deliver unique product propositions and brand identity.
•    Product management for Wealth Management Products (Bancassurance Products, Bonds, Overdraft & Student File).
•    Leading Student File sales team to increase FX revenue and fee income through cross border payments.

Business
•    Collaborate with Wealth Management and [Retail/Business] Banking to bring the best values to our clients through:
•    Product ideation and innovation
•    Product pipeline planning Product audience planning
•    Provision of best execution for CMPS products
•    Infrastructure implementation to ensure a seamless workflow
•    Keep refreshed mindset on market change and industry trend to ensure product innovation.

Key Responsibilities

Processes
•    Assist in system integration and implementation in order to ensure the streamlining and increase in productivity.
•    Assist with system integration and upgrades to ensure efficient operations.
•    Consistently review and upgrade existing product features, services, workflows to improve client experiences and make sure full compliance with local regulatory requirements and group policy.
•    Continuously test and upgrade the functions, services and workflows of existing products to improve customer experience in accordance with local regulatory requirements and group policies.

People & Talent
•    Conduct training to Sales team to enhance product knowledge and market sense.
•    Provide training to fund product sales and other sales personnel to improve their product knowledge and market knowledge.
•    Established professional code and communication skills when collaborating with other teams.
•    Collaborate and communicate professionally with other teams.

Risk Management
•    Accountable for implementing and complying with AML requirements when performing duties.
•    Implement and comply with anti-money laundering requirements in the performance of their duties.
•    Comply with the regulations on the prevention of money laundering, be alert to unusual or suspicious customer activities at all times, and report any suspicious activities to the Anti-Money Laundering Supervision Group and line manager.
•    Mitigation of risks and resolution of issues in a timely manner including developing suitable controls and measuring their effectiveness.
•    Develop appropriate risk control measures and measure their effectiveness to mitigate risks and resolve issues.
•    Proactive identification and reporting of risks and concerns.
•    Proactively identify and report risk issues

Governance
•    Adherence to laws and regulations, internal risk and compliance policies (including anti-money laundry, sanction, anti-bribery & corruption and relevant FCC risks) and the Group Code of Conduct.
•    Comply with laws and regulations, internal risk and compliance policies (including anti-money laundering, sanctions, anti-bribery and corruption and related FCC risks) and the Group Code of Conduct.
•    Timely completion of all mandatory risk and compliance training, including e-learning by the set deadlines.
•    Complete all mandatory risk and compliance training in a timely manner, including e-learning courses by established deadlines.
•    Fully understand the importance of consumer rights protection, prevent damage to consumer’s best interest, implement regulatory requirements related to consumer rights protection, ensure to complete relevant trainings and to always embed consumer rights protection mindset when performing daily work.
•    Fully understand the importance of consumer protection, prevent damage to the best interests of consumers, implement regulatory requirements related to consumer protection, ensure completion of relevant training, and always embed consumer protection awareness in daily work.
•    Fully understand the importance of fraud prevention, prevent fraud risks, maintain safe and steady operation of the position, implement regulatory requirements of fraud prevention, strictly execute DOIs of the department, ensure to complete relevant trainings and embed fraud prevention in daily work.
•    Fully understand the importance of fraud prevention, guard against fraud risks, maintain safe and stable operation of positions, implement anti-fraud supervision requirements, strictly implement department management documents, ensure completion of relevant training, and integrate anti-fraud into daily work.

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

Our Ideal Candidate

Education

•    Minimum Bachelor’s degree from any reputed university

Experience

•    6-8 years of relevant working experience

Certifications

•    All necessary training and/or certification as required by IDRA 

•    BIA Bancassurance Certification (as per regulatory requirement)

Languages

•    Bangla, English

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.