Job Summary

•    Be part of FCSO TM Solutions team responsible for managing Analytics and Data Science initiatives/ activities for FCSO Transaction Monitoring function 
•    Provide the necessary skillset to advance the usage/implementation of Artificial Intelligence/Machine Learning techniques/processes in financial crime space and address current process/ control gaps

Domain Responsibilities

•    The role requires strategic thinking and technical expert with a strong background in financial crime detection and prevention, specifically using advanced analytical methodologies. This role requires hands-on expertise to design, develop and deploy analytics/models to detect suspicious activities and financial crime. The ideal candidate will possess technical expertise, a strategic mindset for enhancing Transaction Monitoring effectiveness, and good familiarity with the compliance regulations in financial sector.
•    Supports end-to-end threshold tuning lifecycle including segmentation, statistical tuning, PPP/FPP validation, and BTL validation.
•    Executes optimisation model management activities including back testing and performance validation aligned to risk tolerance.
•    Delivers TM Annual Health Review through data extraction, analytics, and reporting for FCC/FCSO stakeholders.
•    Contributes to strategic programmes including CASA tuning, FSS segmentation, and TBML/TFRM (Quantexa) rollout 
•    Performs BAU TM control activities including GNS rule writing, watchlist impact assessment, TSaaS execution, and ad-hoc analytics.
•    Executes Bangladesh data-dependent activities requiring in-country system access due to data sovereignty constraints.
•    Perform data exploration, feature engineering and ensuring models are accurate, efficient and scalable
•    Improve processes such as threshold tuning, reconciliation, segmentation, optimisation etc. associated with the Transaction Monitoring function across products such as CASA, Trade, Credit Cards, Securities and Financial Markets. 
•    Support in design of different scenario models, development and validation including data quality validation, model effectiveness, rules logic for effective risk analytics.

•    The role holder is accountable for ensuring all processes/ models follow Bank’s governance process including Model Risk Policy Governance and Risk Based Rule review.
•    Knowledge of core banking, payment, CDD, securities and other systems and interplay/linkages between them. Understand business domain aspects relevant to AML Monitoring and Case Management. 
•    Able to conceptualize, design, support and align relevant processes and controls to industry best practice, and close out any compliance gaps 

People and Talent

•    Builds domain expertise in AML, TM analytics, and model governance within FCSO TM Solutions.
•    Collaborates with FCSO, FCC, and country stakeholders to support analytical and tuning deliverables.
•    Contributes to knowledge documentation and continuous capability development within the team

Risk Management

•    Ensures tuning and analytics activities align with GTMS standards and defined risk tolerance.
•    Contributes to maintaining adequate coverage across TM scenarios and portfolios

Governance

•    Maintains clear documentation and audit trail for tuning decisions, model outputs, and validation activities.
•    Supports governance processes including internal review, model validation, and audit engagement requirements.

Stakeholders

•    Relevant Business teams – CIB & WRB
•    Business and segment CFCC Advisory teams
•    Group AML RFO / teams
•    ITO
•    Country/Regional FCC teams
•    Audit / Assurance teams
•    Group Model Validation/ Group Model Risk Team

Other Responsibilities

•    Embed Here for good and Group’s brand and values in team
•    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Qualifications

•    3+ years of hands-on experience in Transaction Monitoring design and development 
•    Background in deploying AI/ML models within TM or compliance environment with solid understanding of AML/CFT regulations.
•    Post Graduate degree in Management/Statistics/Mathematics OR Graduate degree in Engineering from a reputed institution.
•    Strong coding skills in Python, R, SQL and familiarity with data engineering practices for model integration.

Skills and Experience

•    Data Science
•    Compliance Advisory 
•    Manage Risk 
•    Surveillance (Specifically Monitoring)
•    Statistical Modelling/ Machine Learning/ Data Analysis
•    SQL / HQL / Hive / Hadoop scripting and databases such as Oracle and HaaS 
•    R / Python / SAS / STATA / C++ / SCALA Programming  

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.