Job Summary

This pivotal role as Director, CFCR Advisory within the Corporate and Institutional Banking (CIB) Client Coverage team, is focused on delivering expert financial crime and regulatory conduct risk (CFCR) advisory specifically related to FinTech and Digital Assets client onboarding across Middle East and Pakistan (MEP), Africa, Europe, and the Americas (EA).

The successful candidate will be instrumental in advancing the bank's strategic objectives by safeguarding against financial crime risks, ensuring compliance with evolving regulations, and protecting Standard Chartered’s reputable position in the global financial services market.

Collaboration across functions and geographies is essential, fostering trust-based relationships with Business and Compliance partners, ensuring proactive risk mitigation and the seamless integration of enhanced compliance frameworks throughout the client onboarding processes.

This role demands a keen understanding of the CIB Corporate Strategy as it relates to FinTech and Digital Assets.
The incumbent will be expected to lead robust assessments of complex client and transaction risks, adapting to ever-changing market practices and regulatory landscapes, particularly in key jurisdictions such as the UAE.

Key Responsibilities

• Lead and provide specialized CFCR advisory for onboarding of FinTech and Digital Asset client relationships, ensuring all compliance risks are rigorously assessed and managed in close collaboration with Country CFCR advisory.
• Partner effectively with compliance teams to conduct comprehensive client reviews for new and existing relationships, facilitating thorough due diligence processes and clear documentation of associated risk exposures.
• Advocate for continuous improvement by identifying opportunities to enhance client onboarding procedures, streamlining controls without compromising regulatory standards.
• Promptly escalate identified risks or issues through appropriate governance channels, utilizing established Quality Assurance frameworks to safeguard operational integrity.
• Support the development and maintenance of effective control environments by working closely with CFCR advisory teams and the broader organization, aiming to uphold robust governance standards.
• Champion a culture of compliance and integrity by role modelling Standard Chartered’s values, sharing expertise and lessons learned across global teams, and contributing to targeted training programs aimed at capability building within CIB Client Coverage.

Skills and Experience

• Strategic Business Acumen: A deep understanding of financial services, FinTech and Digital Assets sectors, with the ability to align compliance objectives to broader business strategies.
• Regulatory Expertise: Proven experience providing advisory on conduct risk, financial crime prevention, and regulatory compliance within fast-evolving markets and innovative digital sectors.
• Risk Analysis and Management: Proficient in identifying, evaluating, and mitigating CFCR risks associated with complex client portfolios, including enhanced due diligence on payment flows.
• Cross-functional Collaboration: Skilled in fostering strong partnerships across business, compliance, and risk teams to facilitate cohesive risk management actions.
• Communication & Influence: Excellent verbal and written communication skills to provide clear guidance, constructive challenge, and facilitate training initiatives.

Qualifications

The ideal candidate will have a strong educational background supplemented by significant professional experience, including but not limited to:

• University degree or a professional qualification relevant to finance, law, compliance, or related disciplines.
• Extensive experience working in Financial Institutions or FinTech businesses, with a specific focus on Financial Crime Compliance (FCC) or compliance functions supporting payment services involving FinTech, Digital Assets, or Correspondent Banking.
• Demonstrable expertise in managing FCC and compliance risks, particularly with entities operating in the UAE and multiple regulatory jurisdictions.
• Comprehensive knowledge of global and regional regulatory environments relating to financial crime and compliance.
• Strong interpersonal skills to build and maintain positive relationships across senior stakeholders internally and externally.
• Exceptional organisational abilities, with a proven track record of delivering measurable outcomes independently in complex and ambiguous environments.
• Proficient in English, both written and spoken.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.