Job Summary

You will act as a specialist advisor across Fintech, NPM and Crypto/Digital Assets, providing first-line risk management support to Client Coverage in a rapidly evolving segment. Working across lines of business, you will partner closely with Product and Compliance colleagues, support client engagement and market advocacy, and help strengthen non-financial risk management (Conduct, Regulatory, Financial Crime, Operational and Reputational risks) across the client lifecycle.

• Provide expert first-line risk advisory support to Coverage teams
• Help shape segment and client selection strategy aligned to risk appetite
• Engage key stakeholders across Client Lifecycle, Financial Crime, Technology and Compliance
• Drive awareness, training and management information (MI/MIS) to improve risk outcomes

Key Responsibilities

Strategy & portfolio direction

• Support the development and implementation of client strategy for the Fintech/NPM and Crypto portfolio across prospecting, pre-onboarding risk assessment, onboarding, and ongoing maintenance/growth.
• Help deliver an effective target operating model for FI Client Risk Advisory, ensuring alignment to risk appetite and agreed parameters.
• Provide expert risk, control and governance guidance to Financial Institutions segment leaders and their teams, supporting execution of relevant strategies.
• Bring strategic insight on how the Fintech landscape is evolving and the implications for the portfolio.
• Develop the advisory offering to FI clients and Coverage teams, driving stronger ownership of risk, controls and governance in the first line.

Risk management (first line)

• Support effective risk oversight and reporting for the portfolio across relevant principal risk types.
• Coach Coverage Bankers to identify, manage and remediate key risk issues, coordinating holistically with stakeholders and escalating as appropriate.
• Partner with Product and Conduct & Financial Crime Risk (CFCR/CFCC as relevant) on emerging trends, high-risk transactions and activities so processes and controls keep pace.
• Lead/support development of management information (MI/MIS) to enable better-informed decision-making.
• Lead/support development of training to improve portfolio risk awareness across Coverage teams.

Business partnership

• Support review of clients and prospects against internal standards on risk tolerance, footprint fit, business potential, values and market perception—ensuring we bank the right clients.
• Create a culture of trusted advice to Coverage Bankers, aligned to effective risk management principles and the bank’s control/process frameworks.
• Continuously build industry and product knowledge personally and across the wider team; build institutional knowledge in disruptive technologies (e.g., AI/ML, cryptocurrencies, agile).
• Support Coverage teams to deepen knowledge of Fintech/NPMs and Crypto, and the bank’s related product offerings.
• In combination with the FI Business Lead, help drive high-quality, well-governed, risk-appropriate revenues and returns.

Process improvement

• Support regular reviews of risk processes to identify challenges and opportunities for improvement.
• Collaborate with stakeholders to streamline FI risk processes across the organisation (including CFCR/CFCC, IMO, FI Risk and Product partners).
• Drive improvements to process design and execution critical to success across onboarding, offboarding and active supervision through the client lifecycle.

People & talent

• Work closely with colleagues and stakeholders to enhance quality and ensure on-time completion of deliverables.
• Advise on training and development; provide oversight to ensure critical roles are appropriately skilled, qualified and effectively supervised.
• Role-model leadership through influence and partnership.

Governance & regulatory engagement

• Prepare and present papers and reports to senior management and governance forums on industry, client and portfolio matters.
• Support good governance of the portfolio; ensure the team is conversant with and compliant with relevant governance procedures.
• Support internal audits and regulatory exams by proactively identifying and remediating areas for improvement.
• Maintain awareness and understanding of the regulatory framework and expectations relevant to the Fintech/NPM segment.

Regulatory & business conduct

• Demonstrate exemplary conduct and live the Group’s Values and Code of Conduct.
• Embed the highest standards of ethics, including regulatory and business conduct, ensuring compliance with applicable laws, regulations and guidelines.
• Identify, escalate, mitigate and resolve risk, conduct and compliance matters collaboratively.
• Engage with regulators openly and cooperatively, understanding the evolving regulatory and risk environment.

Skills and Experience

Experience

• Experience in Payments, Fintech, Digital Assets and/or Correspondent Banking (or closely related areas).
• Strong understanding of non-financial risk management, including Conduct, Regulatory, Financial Crime, Operational and Reputational risks.
• Proven ability to partner across lines of business and influence senior stakeholders without direct reporting lines.

Skills

• Business markets and industry knowledge
• Strategic planning and portfolio/segment strategy support
• Client relationship management
• Risk management, controls and governance
• Ability to translate emerging sector trends into practical guidance, MI and training

Qualifications

Qualifications

• Bachelor’s degree required; advanced education preferred.
• Memberships such as ACAMS and/or ICA preferred.
• English required.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.