Job Summary

We are building an integrated B2B marketplace that will transform how SMEs trade, access finance and grow their business, co-created with leading institutions in the UAE. As the Head of Product (Finance), you will lead the design and execution of our embedded finance strategy. You’ll develop and own the roadmap for financing products on the platform, including but not limited to loan aggregation, credit scoring, and digital financing workflows for SMEs. This is an opportunity to shape a high-impact product at day zero, working closely with the founding team and leading institutions in the UAE. 

Key Responsibilities

• Define the vision, strategy, and roadmap for all financial products on the platform
• Translate lending workflows into intuitive digital experiences for SMEs
• Lead end-to-end delivery in partnership with engineering, design, and third-party vendors
• Build the integration layer between the platform and financial institutions
• Work with credit, risk, legal, and compliance teams to ensure frameworks meet regulatory requirements
• Design modular, scalable systems to support multiple financing partners and products
• Measure and drive product adoption, financing volume, repayment behavior, and unit economics
• Serve as the internal expert on financial user journeys (credit application, scoring, disbursement, repayment)

Skills and Experience

• A financing layer embedded within the B2B marketplace, including but not limited to:
  • Request for financing workflow integrated into the buyer experience to help SMEs access credit
  • Loan aggregator infrastructure to match businesses with third-party lenders
  • Credit scoring and decisioning logic using marketplace behavior and external data to assess SME risk profiles
  • Digital onboarding and verification flows for financing applicants
  • Tracking, settlement, and repayment tools for all financing activities
  • APIs and dashboards for lender integrations, performance tracking and compliance visibility
• Seamless integration with below but not limited to:
  • Lenders (banks, NBFCs, fintechs, alternative financiers)
  • Credit bureaus and KYC/AML providers
  • SCV Internal portfolio companies

Qualifications

• 10+ years of product management experience, ideally in fintech, lending
• Demonstrated experience building or scaling financial products — particularly lending, embedded finance, or credit systems
• Network and experience working with banks, aggregators, or alternative lenders
• Strong user-centric approach with an ability to simplify complex financial workflows
• Experience in the UAE or MENA region and familiarity with regional SME behavior and financial infrastructure
• Ability to move fast, think strategically, and operate in ambiguity
• Strong technical understanding of APIs, integrations, and platform

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.