Job Summary

We are seeking a Credit Risk professional to manage the FI AME portfolio, ensuring alignment with risk appetite and strategic goals. The role involves working closely with business units and participating in key committees to drive effective risk management.

Key Responsibilities

• Assess the credit risk profile of the FI AME portfolio, maintaining alignment with risk appetite by rebalancing of risks or controls that may be required in response to internal and external factors
• Uphold the integrity of risk / return decisions, by challenging business to demonstrate that risk origination and control choices are properly informed and consistent with strategy and risk appetite
• Exercise risk control responsibility for Credit Risk in FI AME portfolio
• Ensure that material risk exposures and related issues are reported to the responsible governance committees and to Group and business-level committees as appropriate
• Actively participate in key committees through standing membership
• Ensure first line process owners understand and accept their risk management responsibilities
• Assist with the formulation of annual Risk Appetite and Portfolio Standards through joint sponsorship with the business.
• To monitor and identify signs of deterioration on individual names with a view to commence early remedial management of these accounts and thereby minimise loan losses thus directly contributing to bottom line.

Skills and Experience

• Market knowledge, experience in the banking industry.
• Functional experience in Corporate Banking Credit Risk Management.
• Hands on knowledge of the regulatory frameworks within the region.
• Strong analytical skills and ability to influence and resolve disputes.
• Enjoy decision making and have sense of ownership.
• Multi-cultural awareness and sensitivity.

Qualifications

• Education – MBA/CA/CFA with experience in treasury/relationship management/consultancy and risk management.
• Languages – Fluent in English.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.