Job Summary

As a Principal in Treasury Markets, you will play a pivotal role in shaping the bank's liquidity and funding strategies in adherence to both Prudential Regulation Authority (PRA) standards and local regulations. You will actively contribute to the Asset and Liability Committee (ALCO), delivering insightful balance sheet analytics and current market intelligence. This role demands a strategic thinker who can negotiate and manage the Funds Transfer Pricing Policy while supporting decisions around capital management and risk-weighted asset adherence.

Your responsibilities encompass managing daily liquidity and sourcing cost-effective funding solutions to meet both routine and stressed market conditions. A key aspect of your role involves liaising with payment systems and operational support teams to ensure seamless customer payment experiences and high-quality service delivery to traders.

This position requires innovative problem-solving skills, particularly in devising funding approaches beyond conventional methods, and agility in adapting to regulatory changes. You will be pivotal to maintaining the robustness of our treasury functions, ensuring that liquidity management aligns with strategic business objectives and regulatory compliance.

Key Responsibilities

• Ensure strict adherence to statutory liquidity requirements mandated by both the Prudential Regulation Authority (PRA) and local regulation frameworks, along with internal Group liquidity limits to safeguard financial stability.
• Lead active participation in ALCO forums, delivering comprehensive and actionable balance sheet analyses, and sharing up-to-date market intelligence to inform and influence strategic balance sheet management consistent with the bank’s revenue growth objectives.
• Develop, propose, and negotiate the Funds Transfer Pricing Policy, ensuring it complies with Group standards while incorporating local market insights, to optimize funding costs and drive strategic alignment.
• Support ALCO in managing capital requirements, including capital planning, investment strategy formulation, and conducting relevant market research to underpin decision-making processes.
• Champion active risk-weighted asset (RWA) management by adhering to country-specific targets and promoting efficient asset allocation strategies.
• Pioneer innovative funding solutions by applying creative thinking to address unique funding challenges, embracing 'out of the box' approaches to optimize liquidity in various market scenarios.
• Demonstrate agility and leadership in managing operational and regulatory changes imposed by external regulatory environments, ensuring treasury operations remain compliant and resilient.
• Oversee daily liquidity management, guaranteeing all internal and external limits are observed and maintaining contingency capabilities for stressed liquidity conditions.
• Source and secure low-cost funding options to support the bank’s operational needs while managing and optimising operating costs effectively.
• Collaborate closely with payment systems teams to ensure the bank’s liquidity infrastructure supports uninterrupted, high-quality customer payment services.
• Act as a liaison between treasury markets and back-office support teams, maintaining high service delivery standards for traders and internal stakeholders.
• Represent the Treasury Markets business in cross-functional projects that involve significant system or technology upgrades, ensuring alignment with strategic treasury objectives.

Qualifications

• Undergraduate degree in Finance, Economics, Business Administration or a related field is required.
• Ideal candidates will bring extensive commercial banking experience with a robust understanding of market dynamics and banking products in a large institution.
• ACI Dealing Certificate is beneficial, complemented by continuous professional development in financial markets, risk management, and regulatory compliance.
• Strong analytical capabilities and communication skills are vital to effectively advocate for complex strategies and secure approval from senior leadership and regulatory bodies.
• Demonstrated maturity and interpersonal skills to interact confidently within a matrix organisational structure and multi-disciplinary teams. 
• Adept at managing pressure and delivering consistent results.
• Fluency in English is mandatory due to the international nature of the role and stakeholder engagement requirements.

Skills and Experience

• Comprehensive knowledge of financial products and markets, including fixed income and money markets. 
• Strong expertise in governance, risk management, and compliance frameworks within a banking environment. 
• Proficiency in financial analysis, liquidity management, capital planning, and resolution strategy formulation. Excellent communication and influencing skills to navigate complex stakeholder environments and gain consensus for strategic initiatives. 
• Experience in shaping and implementing Funds Transfer Pricing policies and leading complex balance sheet strategies. Ability to maintain up-to-date awareness of economic conditions and market trends, leveraging this
• insight to drive informed decision-making. 
• Demonstrated capacity to manage regulatory change and align operational practices with evolving standards. 
• Proven track record of working collaboratively across matrix organizations and with global business lines. 
• Takes initiative, understands risk, and is able to make disciplined trade-offs. 
• Problem-solving ability to drive ALCO/Balance sheet discussions and resolve issues. 
• Visible to TMMT. 
• Team player who works collaboratively with others across the organisation. 
• Execution-oriented and able to perform under pressure.
• Trustworthy and prioritizes the Bank's interests. 
• High energy. 
• Willing to learn and adapt.
• Drives Group strategy/agenda (RoTE, TM).

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.