Job Summary

The Financial Institution (“FI”) Client Risk Advisor plays a crucial role in supporting Standard Chartered Correspondent Banking (“CBR”) compliance by ensuring adherence to both Group and Local Financial Crime Risk Programs, which are designed to mitigate risks effectively.  
As the first line of defence in the bank’s comprehensive risk management framework, the Director holds the important responsibility of supporting the risk assessment process and acceptance of the segment, as well as conducting ongoing, detailed monitoring of the clients’ activities to ensure continual compliance and risk mitigation. 
Additionally, the role involves actively contributing to various FI Client Risk Advisor Global Initiatives aimed at enhancing risk management practices and compliance standards across all regions.

Key Responsibilities

• Work closely with the European Relationship Managers on client risk ownership as part of the first line of defence
• Actively participate in client engagement virtually or in-person to assess FCR related controls & processes
• Lead on internal governance committees representing the FI/Banks business interests
• Review new business proposals and coordinate engagement with internal stakeholders
• Propose solutions to manage risks identified in cooperation with both 1LoD & 2LoD
• Review monthly KRIs & transactional activity to identify key risk trends & themes for clients
• Support on related FI Financial Crime Governance projects with various stakeholders
• Promote cross-bank teamwork to implement the FI client strategy with effective controls
• Represent SCB professionally at regional and international levels.
• Stay updated on client industry developments

Key stakeholders

•    Work with local/Group CFCC, FI Advisory, Sales and Relationship managers colleagues ensuring risk and compliance matters are addressed in an appropriate and timely manner.  

Qualifications

• 7+ years of work experience with Correspondent Banking, Fintech, Payments, Crypto/Digital Assets or related financial services products.  
• Strong knowledge of EU/Germany regulatory environment with some working knowledge of SCB footprint markets.
• Experience with financial crime compliance / AML frameworks for FI clients is required.
• Good understanding of specialized due diligence, sanctions, ICA/ACAMS
• Core product knowledge across the Bank’s offering
• Structured and process driven, with experience in a multi-cultural team, across borders and time zones.
• Excellent analytics and reporting skills and manage communications.
• Excellent communication/writing skills with ability to get points across to all levels internally & externally.
• Ability to work towards tight deadlines and manage expectations.
• Languages: English and German
Bachelor’s degree required with advance education preferred.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.