Job Summary

As an Associate Principal in Treasury Markets, you will play a pivotal role in developing and enhancing the bank’s funding strategy to secure optimal results. Furthermore, you will lead sophisticated forecasting initiatives to meticulously design cash flow and liquidity management plans aligned with the bank’s short- and medium-term objectives, proactively addressing anticipated surpluses or deficits. This role demands a comprehensive understanding of the banking liquidity landscape, the ability to anticipate market trends, and the rigor to sustain a curve that precisely represents the bank's marginal cost of liquidity.

Key Responsibilities

• Manage the Bank’s liquidity positions across all the currencies and money market trading activities to ensure that the structural integrity of the B/S remains well protected.
• Monitor and manage the Bank’s investment portfolio—including Government securities, interbank and intragroup local & foreign currency placements—by investing at the most profitable rates, ensuring effective liquidity and interest rate risk management, and strictly overseeing counterparty and trading limits.
• Advise the Asset & Liability Committee (ALCO) on market liquidity & interest rate trends, and other balance sheet management issues critical for informed decision making.
• Forecasting the Bank's fund requirements through prudent cash-flow preparation and maintaining a seven-day horizon forecast of future funding and assets needs to avoid unpleasant surprises.
• Provide accurate, timely product pricing to business functions, ensuring deposit and funding rates remain competitive to meet customer needs
• Share relevant market, customer, and counterparty insights across the SCB network to maximize networking benefits.
• Optimize business outcomes by fully leveraging available resources, including information technology systems and collaboration with various bank units, to drive continuous development and superior financial performance while maintaining stringent control standardsStrengthen the Bank’s position as a leading player in both primary and secondary trading of Fixed Income securities. 
• Strengthen the Bank’s position as a leading player in both primary and secondary trading of Fixed Income securities. 
• Adhere strictly to Treasury-Markets Botswana controls for Trade Initiation, Execution, and Capture, as well as Liquidity and Investment Management processes
• Identify, assess, monitor, control, and mitigate risks affecting the Treasury-Markets Desk and Business Unit.

Skills & Experience

• Financial Services industry and regulatory experience. 
• Market Evaluation and Forecasting
• Risk Management (Market, IRRBB, Liquidity risks)
• Understanding of Financial Regulations
• Analytic and Quantitative Data Analysis
• Cash flow and Investment Portfolio Management
• Team player, Adaptable, Resilient
• Interpersonal and communications skills

Qualifications 

• Bachelor’s degree in Finance, Accounting, or a related field
• ACI Dealing Certificate,  CFA will be an added advantage 

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.