Job Summary

We are seeking an experienced AVP Business Analyst to lead Back Office and trade-lifecycle analysis for complex Wealth Management and Financial Markets initiatives. The role bridges Front Office product and payoff understanding with downstream execution across validation, lifecycle processing, settlement, finance and accounting, reconciliation, trade controls and customer outputs.
The ideal candidate is a senior, hands-on Business Analyst with strong cross-asset product and payoff literacy, deep Back Office domain expertise, and the ability to shape solutions, challenge gaps and drive decisions across multi-system initiatives.

Key Responsibilities

Strategy
•    Contribute cross-asset product, operations, finance, control and technology insights to Back Office and trade-lifecycle roadmaps, supporting prioritisation based on business value, operational readiness, risk and delivery feasibility.
•    Shape recommendations across complex or strategically important cross-platform initiatives, challenge assumptions and influence decisions through product expertise, end-to-end impact analysis and stakeholder alignment.

Business
•    Own Back Office and trade-lifecycle impact analysis for complex Wealth Management and Financial Markets product and platform initiatives across validation, settlement, finance and accounting, reconciliation, trade controls and customer outputs.
•    Translate Front Office product and payoff economics into clear, testable downstream requirements, including booking-model controls, lifecycle events, accounting entries, PSGL ChartFields, cash and settlement flows, and customer outputs.
•    Partner with Product Owners, operations, finance, engineering, architecture, quality engineering and business stakeholders to refine scope, resolve design gaps and prioritise the delivery backlog.
•    Assess cross-system impacts, dependencies, options and risks, including bifurcation versus non-bifurcation treatment across lifecycle, settlement, accounting and customer outputs.
•    Define and support SIT and UAT scenarios, expected results, data validation, reconciliation checks, defect triage, implementation readiness and post-release validation; create test cases where required.
•    Maintain traceability from business outcomes and product economics through requirements, controls, delivery, testing and acceptance.
•    Lead business analysis for complex, cross-system and strategically significant initiatives. Define the analysis approach, resolve ambiguity, manage competing stakeholder needs and own the quality and completeness of end-to-end lifecycle analysis.

Processes
•    Analyse current-state trade-lifecycle processes across booking hand-off, validation, lifecycle events, settlement, payments, accounting, reconciliation, controls and customer outputs, identifying opportunities for simplification, automation and control improvement.
•    Define future-state processes, business rules, data flows, accounting treatment, exception handling, reconciliation and operational impacts for new or enhanced capabilities.
•    Ensure process, requirement, decision, control and traceability artefacts remain current, consistent and accessible throughout the delivery lifecycle.
•    Lead end-to-end process analysis across functions, systems and markets, and influence agreement on material lifecycle, operating-model, accounting and control changes.

People & Talent
•    Provide functional guidance, coaching and quality oversight to Business Analysts working on related Back Office and trade-lifecycle initiatives.
•    Lead peer reviews and promote consistent business analysis standards, reusable assets and good practices.
•    Support capability development, onboarding and knowledge sharing across the chapter, including cross-asset product, trade lifecycle, settlement, finance and control knowledge.

Risk Management
•    Identify, assess, document, escalate and support resolution of delivery, operational, finance, conduct, regulatory, data and technology risks across the end-to-end trade lifecycle.
•    Anticipate material risks and control gaps across complex initiatives, challenge proposed approaches where required, and drive agreement on proportionate mitigation, ownership and closure.

Governance
•    Ensure all analysis, control, testing and assurance artefacts meet required standards and policies, including SCB Governance Standards and ESDLC.
•    Define and oversee the analysis governance approach for complex initiatives, assure the quality of key artefacts, and resolve significant lifecycle, accounting, settlement or control gaps before governance or delivery decisions.

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Influences senior and cross-functional stakeholders, resolves conflicting priorities and establishes alignment across complex initiatives.
•    Product Owners and business sponsors, for scope, requirements, value and prioritisation.
•    Operations, Finance, Product Control, Engineering Leads, Domain Tech Leads, Architects and Quality Engineering, for solution design, controls, testing and delivery.

Skills and Experience

•    Requirements Analysis: Knowledge of tools, methods, and techniques of requirement analysis; ability to elicit, analyse and record required business functionality and non-functionality requirements to ensure the success of a system or software development project.
•    Software Product Business Knowledge: Knowledge of and experience with the business aspects and operation of a software product; knowledge of the install base, current uses, future plans, and product vision.
•    Application Delivery Process: Knowledge of major tasks, deliverables, and formal application delivery methodologies; ability to utilize these in order to deliver new or enhanced applications.
•    Software Change Request Management: Knowledge of, and experience with, managing product change requests from customers, prospective customers, vendors, and internal staff.
•    Software Quality Assurance: Knowledge of software quality assurance activities, tasks, tools and techniques, and the ability to evaluate new or enhanced systems, software packages and software tools to ensure adherence to functionality and quality requirements.
•    Release Management: Knowledge of activities, practices, deliverables and application release techniques; ability to manage and control the implementation of new or enhanced applications into a production/live environment.

Qualifications

Education
•    Bachelor's degree, or higher, in computer science, Software Engineering, Information Technology, or a related field (or equivalent experience)
Training
•    Typically 12 or more years of relevant experience in business analysis or financial services technology, including leadership of complex, cross-system or cross-functional initiatives across Wealth Management or Financial Markets.
•    Strong Front Office product/payoff literacy, with ability to understand how pricing, payoff and lifecycle events drive downstream treatment.
•    Deep Back Office domain expertise in Financial Markets / Wealth Management products, especially complex derivatives and structured payoffs.
•    Working knowledge of trade validation, trade controls, lifecycle processing, settlement and reconciliation across multi-system environments.
•    Working knowledge of settlement and payment messaging, including SWIFT and ISO20022 concepts relevant to trade lifecycle and nostro / settlement processes.
•    Strong understanding of finance/accounting impacts, including PSGL, ChartFields, accounting entries, sub-ledger concepts and reconciliation requirements.
•    Clear understanding of customer outputs: advices, statements, confirmations, contract notes and how payoff economics should be represented.
•    Comfortable working system-agnostically across trading, core banking, settlement, finance, reconciliation and reporting platforms.
•    Hands-on analytical skills, including SQL or equivalent query capability for investigation and validation.
•    Fluent, confident communicator able to facilitate senior working sessions and influence decisions.
Languages
•    Proficient in Business English (written and verbal communication).

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.