Job Summary

•    The role is responsible for managing pan China overall CMPS business, including FX and Structured products and sales advisory team.
•    The role requires to have practical experience in sales, sales management / planning in banking industry; sound knowledge of banking products and services and banking procedures, FX market & products, and other personal investment services and strong interpersonal and communication skills, ability to deal with all levels of stakeholders in complicated situations.

Key Responsibilities

Strategy
•    Drive profitable growth through leadership of the team with a clearer and more strategic oversight on SD space and SME FX hedging.
•    Expand more segment and industries to explore business opportunities.
•    Build a more professional and efficient sales team to provide higher-end service to the clients
•    With reference to the overall Wealth Solutions China Strategy, develop full range of CMPS products within country regulatory framework.
•    Collaborate with key Country, Regional and Group office stakeholders in Wealth Solutions, WRB, Technology and Operations to bring the best values to our customers 
•    Strategize, plan and execute the long term strategic CMPS plans and tactical plans to take advantage of the business opportunities within the footprint of WRB 

Business
•    Manage and deliver financial objectives. This will include constant monitoring of financial performance and metrics to stay on track. 
•    Spearhead our digital initiatives including Wealth FX and digital Structured Deposits.
•    Cover FX and Structured Product strategy, Retail customer value proposition, go to market strategy, new product introduction, systems and processes.

Processes
•    Ensure all CMPS products have the necessary CAs, Product Approval and DOI.
•    Adherence to laws and regulations, internal risk and compliance policies (including anti-money laundry, sanction, anti-bribery & corruption and relevant FCC risks) and the Group Code of Conduct
•    Monitor and manage the systematic and non-systematic risk of the product portfolios

People & Talent
•    Well trained and certified team to perform CMPS product management, dealing and sales activities
•    Team to display exemplary conduct and live by the bank’s Values and Code of Conduct. 

Risk Management
•    Accountable for implementing and complying with AML requirements when performing duties. 
•    Comply with the respective Money Laundering Prevention Procedures and be alert at all times to unusual or possibly suspicious customer activity and should report any suspicious activity to AML Surveillance Team and line manager as well as directly to the Country MLPO in urgent or exceptional circumstances.
•    Mitigation of risks and resolution of issues in a timely manner including developing suitable controls and measuring their effectiveness.
•    Proactive identification and reporting of risks and concerns.

Governance
•    Adherence to laws and regulations, internal risk and compliance policies (including anti-money laundry, sanction, anti-bribery & corruption and relevant FCC risks) and the Group Code of Conduct.
•    Timely completion of all mandatory risk and compliance training, including e-learning by the set deadlines.
•    Fully understand the importance of consumer rights protection, prevent damage to consumer’s best interest, implement regulatory requirements related to consumer rights protection, ensure to complete relevant trainings and to always embed consumer rights protection mindset when performing daily work.
•    Fully understand the importance of fraud prevention, prevent fraud risks, maintain safe and steady operation of the position, implement regulatory requirements of fraud prevention, strictly execute DOIs of the department, ensure to complete relevant trainings and embed fraud prevention in daily work

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Wealth Solutions, WS COO, HR, Legal, CFCR, Operation Risk, Finance, Operations, Technology, Affluent, SME, Segments, Marketing, Group Product Owners, Regulators, Counterparties

Other Responsibilities
•    Embed Here for good and Group’s brand and values in China CMPS Team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Skills and Experience

•    Products and Processes
•    Regulatory Framework and Requirements (SIF)

Qualifications

The role should be a technical expert who can develop strong product solutions and differentiated product proposition including best-in-class digital initiatives (Wealth FX and digital Structured Deposits), retail customer value proposition, go-to-market strategy, new product introduction, systems, and processes.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
 
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
 
Together we:
 
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
 
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.