Job Summary

Key Responsibilities

• Managing regulatory, conduct, FCC risks relating to the Transaction Banking businesses in the Middle East cluster countries in collaboration with the CFCR resources in relevant cluster and country CFCR teams. 
• Implementation of Compliance, Conduct and FCC policies and procedures for Transaction Banking (TB) processes to the extent the processes have been identified as owned by the CFCR function, in line with the Group's process universe as set out in the Group Operational Risk Framework, including activities within the processes owned by the CFCR function which are hubbed or outsourced.
• Providing details of developments giving rise to a material risk that serious regulatory breaches or breaches of risk tolerances (as agreed by the Board from time to time) may occur and notifying any such breaches to (as appropriate)
• Supporting all businesses and functions in outsourcing related matters to exhibit appropriate conduct, comply with regulatory, conduct, FCC requirements.
• Assist the Head, CFCR, Pakistan and CFCR Advisory, Pakistan to set and implement the vision, strategy, direction and leadership for CFCR Advisory TB resources in Pakistan, consistent with the Regional Head, CFCR Advisory, TB and Global Head, CFCR Advisory, TB vision and strategy for the CFCR function, and in support of the Bank's strategic direction and growth aspirations.
• Support the Head, CFCR, Pakistan and CFCR Advisory, Pakistan to promote the culture and practice of compliance with CFCR standards (including conducting business within regulatory requirements, and to high ethical standards) within the Bank and embed a Here for good culture and the Group Code of Conduct.
• Develop a comprehensive understanding of the CIB business models and strategy in order to provide substantive oversight support and challenge in order to enable appropriate and sustainable CFCR outcomes.
• Build and maintain an effective and constructive relationship with all key business and functional stakeholders that is based on trust, capability, and integrity, providing timely, responsive and quality conduct, financial crime & compliance-related advice and guidance to enable the business and functions to meet! achieve their strategic tactical objectives.
• Act under delegation from the respective Risk Framework Owners for the principal risk types of Compliance, Conduct and FCC in discharging the responsibilities contained in the ERMF relating to CIB businesses to the extent that CFCR advisory is the appropriate second line risk owner.
• Resonsible for CFCR first line processes unless specifically delegated by and/or agreed with the group process owner. This includes CFCR processes operated to manage risks in CIB businesses such as name screening or transaction monitoring.
• In accordance with the Group's Enterprise Risk Management Framework, act as second line Risk Owner for appropriate and relevant TB processes.
• Collaborate with the other Country & Regional CFCR Advisory Teams to anticipate horizon risks that may have a significant impact on the Bank and develop effective strategies to mitigate such horizon risks.
• Attend relevant governance meetings, and provide relevant reports to senior management and governance/risk committees when delegated by the Head, CFCR, PK and CFCR Advisory, PK.
•  Assist in the identification and escalation of potential TB CFCR related, risks and issues to senior management through appropriate governance channels and the Quality Assurance framework.
• Ensure appropriate TB product governance measures are in place so that product approval documents reflect all relevant regulatory requirements.
• Identify additional and/or stricter country anti-bribery regulatory or legal requirements.
• Where required, prepare country addenda to ensure compliance with local anti-bribery laws and regulations.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.