Job Summary

The role is accountable for end-to-end audit delivery, including risk assessment, planning, execution, reporting, remediation follow-up and continuous monitoring. It provides independent, risk-based assurance and clear, evidence-based insights to support senior management and Board decision-making.

Key Responsibilities

•    Lead and deliver risk-based audits across the payments value chain, including initiation, processing, clearing, settlement, reconciliation and exception handling, in accordance with Group Internal Audit (GIA) methodology.
•    Assess governance, risk management, controls and technology risks across operations, applications, data flows and supporting infrastructure.
•    Use data analytics and AI responsibly to identify patterns, test hypotheses, support audit execution and generate clear, forward-looking insights.
•    Obtain sufficient, reliable and relevant evidence through walkthroughs, control testing, data analysis and stakeholder interviews.
•    Develop concise audit issues that clearly articulate the condition, cause, risk implication and required outcome.
•    Communicate audit conclusions accurately and promptly, providing constructive challenge where required.
•    Monitor agreed actions and assess whether remediation addresses the underlying risk in a timely and sustainable manner.
•    Build effective stakeholder relationships and contribute to a collaborative, high-performing audit team through knowledge sharing and coaching.
•    Maintain awareness of emerging operational, technology and regulatory risks and exercise sound professional judgement and scepticism.
•    Provide clear and timely reporting to relevant governance forums while maintaining independence, objectivity and confidentiality.
•    Identify, escalate, mitigate and resolve risk, conduct and compliance matters effectively and collaboratively.

Qualifications

•    Relevant experience in internal audit, external audit, banking operations, technology risk or controls experience; experience in banking or financial institutions is preferred.
•    Professional certification such as CISA, CIA or an equivalent qualification is advantageous. 
•    Bachelor’s degree or higher in Finance, Accounting, Business, Information Systems, Technology, or a related discipline.

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.