Job Summary

Conduct Key Control Self-Assessment (KCSA) and Control Standard Test (CST) processes in the function. Perform relevant credit fulfilment activities including discharge of security documentation, monitoring of collateral values, monitoring of dated credit and security documents, etc. on time and to agreed standards. Prepare ASTAR (Account Subject to Additional Review) report. Conduct daily excess and past due monitoring and reporting. Discharge custodial functions as per Group Standards andGenerate relevant reports and requirements to meet audit and regulatory requests

Key Responsibilities

• Perform relevant credit fulfilment activities including discharge of security documentation, monitoring of collateral values, monitoring of dated credit and security documents, etc. on time and to agreed standards
• Ensure proper working of Key Control Self-Assessment (KCSA)/ Control Standard Test (CST) process- all KCSAs/CSTs must be conducted following the relevant guidelines and completed within the deadlines
• Lodge CST exceptions in bank system; ensure relevant stakeholders and committees are informed and clear plans of action to address CSTs exceptions are in place
• Ensure CST scores are maintained within threshold. Ensure rework is closely monitored and controlled. Conduct monthly rework forums to discuss repeat themes and arrive at corrective actions involving Client Management
• Prepare ASTSR (Account Subject to Additional Review) report
• Prepare Credit Issues Committee (CIC) pack, manage invites and minutes
• Monitor and report daily excess and past due
• Generate relevant reports and requirements to meet audit and regulatory requests, ensure submissions are made on a timely basis and the integrity of information used for reporting purposes
• Generate daily, fortnightly, monthly reports as required for Senior Management
• Work with second line functions to manage second line reviews, queries and escalations
• Discharge of custodial functions as per Group Standards
• Check and process lodging/ withdrawal in Collateral Management System (CMS)
•  Ensure CMS report are downloaded and actioned based on the laid down process
• Maintain a record of temporary withdrawal security documentation and monitor if status of the security document is still outstanding for more than 6 months on a monthly basis
• Discharge of Key Holders Responsibilities as per Group Policies
• Ensure arrangement is made to change combination of the vault keys semi-annually and safe keeping of spare keys in the bank's branch
• Keep the security documents safely in fire proof vaults and with Cisco
• Scan securing documents in shared drive

Skills and Experience

Relevant experience is an advantage but not mandatory

Qualifications

Bachelors Degree complete/ result awaiting

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.