Job Summary

This role is currently part of WRB Risk within Process and Governance. As part of the NFRR (non-financial reporting requirement) activity movement to LOD1, the profile is proposed to be moved to 1LoD – within BRM family as part of the agreed handover.

Cost will be marked to WRB Risk for the current year 2026 and progressively from 2027 will be absorbed by 1LoD / BRM. This profile is a replacement approval and hiring will be done at 1 LoD.
 
This role is to ensure:
 
•    Concurrent Audit engagement on a regular basis to ensure NFRR reports are managed.
•    Regulations to be monitored and have an oversight as applicable for Local Regulatory Reporting.
•    Important point of contact for various stakeholders related to Regulatory Reporting.
•    RCSA and RRAs for NFRR
•    Management Commentary to various governance forums and senior stakeholders.
•    Any other activity as assigned from time to time. 

Key Responsibilities

•    Recording, tracking and closure of M7 in a timely manner 
•    Reducing overdue issues in M7 - <10%
•    Timely raised risks (within 5 days of notification) & issues (within 10 days of notification) Not Missing to raise any issue
•    Extension of timelines < 30%

•    Being SPOC for all External & Internal audit for the unit (eg - GIA, Compliance Testing, RBI, Statutory Audit etc) 
•    Tracking the RFI, ensuring timely submission of RFI, proactively escalating any delays 
•    Tracking of the observations, timelines for closure
•    Testing of the actions

•    Understanding the other processes and providing adequate support to the team in time of need

•    Take responsibility for understanding the risk and requirements of the role. Understand and comply with applicable laws and regulations, the Groups policies, procedures and the Group Code of Conduct. 
•    Effectively identify, escalate, mitigate and resolve risk and compliance matters.
•    Contribute to a culture in which all stakeholders feel safe to raise concerns and where risk and compliance matters are addressed and misconduct appropriately dealt with.

•    Supporting the unit for the various strategic projects

•    Based on the process review, process improvement points to be identified
•    To partner with the business unit in exploring automation or simplification of the process  
•    Tracking of all agreed action items in a timely manner Process in a quarter

•    Proactively identify risks in processes and highlight the same to the management
•    Collaborate with stakeholders to identify solution to the risks identified and have the risks reduced
•    Process Review/ Assurance Review - Review existing processes for robustness with regards to emerging risks, review new processes for adequacy of controls against operational risk.
•    Selection of topic & conducting meeting discussing the requirements with stakeholders
•    Discussing the observations & releasing the report in a timely manner
•    Tracking of all agreed action items till closure
•    Process review should be able to proactively identify issues/ gaps/ deficiencies in the existing process
•    Ensure constant learning for development of knowledge and skills required to discharge responsibilities. 

The employee should  
•    100% commit to the code of conduct
•    And ensure timely completion of mandatory e-learning’s

Governance
•    100% commitment to code of conduct
•    Timely completion of mandatory e-learning’s 

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

•    Operations
•    Risk
•    Business
•    Credit Initiation
•    Fraud
•    External vendors
•    Policy
•    ECDD etc

Other Responsibilities
•    Embed Here for good and group’s brand and values in India 
•    Perform other responsibilities assigned under group , country, Business or functional policies and procedures.
•    Multiple functions (double hats)

Skills and Experience

•    Computer proficiency 
•    Credit Analysis
•    Stakeholder Management
•    Knowledge of SME Lending Products 

Qualifications

•    Graduate plus

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.