Job Summary
We are seeking an experienced Treasury professional who combines strong technical acumen with exceptional interpersonal skills to provide day-to-day leadership to the SCB Malaysia Country Treasury team.
The successful candidate will be responsible for overseeing the management of the Bank’s assets and liabilities, ensuring adequate funding for the organisation, and maintaining compliance with internal metrics and external regulations, as well as managing associated Treasury risks. Engagement with regulatory bodies will be a significant aspect, including management of capital, liquidity, and RRP-related matters. This role is instrumental in optimising the Bank’s balance sheet and managing capital and liquidity resources, in close collaboration with our commercial partners.
Key Responsibilities
Strategy & Business
- Lead the Country Treasury team and governance framework, setting priorities and strategy in line with Country and Group objectives.
- Act as guardian of the country balance sheet and liquidity, driving transparent and respected asset–liability management and managing the Bank’s short-term liquidity as first line of defence.
- Ensure structural integrity of the balance sheet is never compromised and act in the best interests of the Bank at all times.
- Build and maintain strong, collaborative relationships with local regulators, proactively engaging on regulatory change and consultations that impact the Bank.
- Support delivery of the Country and Group strategy while maximising Group ROTE contribution.
Capital Management, Recovery & Resolution Planning, Stress Testing
- Oversee capital management, including active RWA optimisation in close partnership with businesses, CFOs, Risk and Group Treasury, to improve local capital efficiency versus Group.
- Oversee capital and LAC issuances (including subsidiaries within the cluster), ensuring full compliance with internal policies and regulatory requirements.
- Embed robust capital planning, ensuring accurate forecasts linked to funding plans and business growth.
- Provide strong oversight of capital and regulatory reporting, ensuring accurate, timely submissions, supported by robust controls and governance.
- Lead country-level RRP and stress testing, using outcomes to inform strategy, capital and liquidity planning, and to strengthen the Bank’s resilience.
- Serve as a key point of contact for regulators on capital, liquidity, RRP and stress testing matters, constructively influencing policy debates and consultations.
Liquidity, IRRBB & Funds Transfer Pricing (FTP)
- Implement and adapt the Group IRRBB framework to local requirements, ensuring alignment with local regulations and Group risk appetite.
- Set, monitor and maintain suitable IRRBB risk limits and MATs for the country, ensuring integration into strategic balance sheet decisions.
- Oversee local and Group (PRA) IRRBB reporting, ensuring consistency and accuracy across internal forums and external submissions.
- Interpret Group FTP policy for the country, recommending local adjustments, incentives and methodologies that optimise commercial outcomes while remaining compliant.
- Coordinate the implementation and execution of new FTP policies, ensuring understanding and buy-in from businesses and Finance
ALCO, Balance Sheet Optimisation & Corporate Planning
- Chair and run the Country ALCO on behalf of the Country CFO, ensuring effective challenge, decision-making and oversight of balance sheet, capital and liquidity.
- Drive balance sheet optimisation through insightful analysis, scenario work and recommendations to enhance returns and preserve structural soundness.
- Partner with client businesses to shape the Corporate Plan, ensuring strategic growth is supported by resilient capital and liquidity and delivers improved returns.
- Recommend appropriate return targets and challenge low-returning assets, proposing pricing or structural changes where required.
- Co-own the country Corporate Plan with the relevant CFO, ensuring capital and liquidity robustness and alignment with Group objectives.
- Lead key local forums such as deposit working groups and liquidity committees to strengthen funding planning, deposit strategy and liquidity forecasting.
Processes, Controls & Operational Excellence
- Lead process simplification, standardisation and digitalisation in Treasury in support of the Fit for Growth and cost-efficiency agenda.
- Run the Treasury operating model in alignment with Cluster and Group Treasury, ensuring consistent processes, clear accountabilities and effective offshoring/outsourcing where applicable.
- Ensure effective implementation of policies, standards and controls across the Treasury process universe, including activities performed by offshore or hubbed units.
- Promote a culture of continuous improvement and operational excellence, working with Cluster Treasury and Treasury COO to define and deliver the transformation roadmap.
- Identify, assess and mitigate operational risks within Treasury management and reporting processes, and ensure adherence to the Group Operational Risk Framework.
People & Talent
- Build, lead and develop a high-performing Country Treasury team aligned to Group values and culture.
- Proactively manage capabilities and capacity in line with current and future business and operating model needs.
- Support talent management, succession planning, learning, and development programmes to create strong internal pipelines for critical roles.
- Ensure all staff performing critical Treasury activities are appropriately skilled, trained, supervised and supported to meet high performance and control standards.
Risk Management, Governance & Conduct
- Manage the country balance sheet within approved limits and risk appetite, ensuring robust liquidity at all times and prudent deployment of surplus funds.
- Adhere to and promote Group and Business policies, procedures, standards and codes covering all risk types, including Compliance, Operational, Technology and Reputational risks.
- Proactively identify, monitor and escalate material risk issues and concentrations, and direct or support remedial actions where needed.
- Support the Treasury Risk Framework Owner in setting and communicating risk limits and MATs, monitoring adherence, and challenging the control environment.
- Ensure strong governance over Treasury risks, including effective use of committees, reporting, escalation and challenge.
- Demonstrate exemplary conduct and ethics, embedding the Group’s Values and Code of Conduct within the Treasury team.
Qualifications
- Education: Degree or equivalent
- Training: Complete all required mandatory & developmental training - role specific, and regulatory/compliance bank wide
- Licenses, Memberships and Certifications: As per local regulatory requirements
Skills and Experience
- Strong understanding of the broader banking environment and the associated business challenges developed through experience in the industry.
- Knowledge of country regulatory environment and requirements, as well as, ideally, knowledge of regulatory requirements in other key Group markets.
- Analytical inquisitive nature and sharp business acumen, the ability to assess risk and appropriate levels of return and thereby optimise business performance.
- Strong sense of integrity and financial independence with an ability to challenge where deemed necessary.
- Proven ability to manage highly diverse teams in widely dispersed geographies.
- High level of resilience and maturity to operate in a result driven and fast-moving environment.
- Minimum 15 years of finance/treasury related work experience in the banking sector.
- 10+ years of experience in balance sheet management activities in the financial industry.
Role Specific Technical Competencies
- Capital Management
- Balance Sheet Management
- Liquidity Management
- Resolution Planning
- Financial Products & Markets
- Governance, Regulation and Risk Management – Corporate Governance
- Effective communication
- Influencing through expertise
- Knowledge of organisation
- Financial Analysis
- Finance and Accounting
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
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