Job Summary

The role of Liquidity Manager within Treasury Markets is pivotal to maintaining the Bank's financial resilience and operational efficiency. This role is responsible for overseeing the management of the Bank’s liquidity, ensuring compliance with regulatory frameworks and internal risk thresholds. The successful candidate will play a key role in optimising the Bank's funding structure, balancing the need for regulatory adherence with economic value creation

In this dynamic position, you will lead day-to-day liquidity management strategies including monitoring cash flows, preparing yield curves reflective of funding costs, and engaging actively with money markets and central banking facilities. Your expertise will support the Bank’s ability to meet all financial obligations promptly while safeguarding its financial standing and reputation

As part of your daily responsibilities, you will collaborate with multiple teams such as the Liquidity Management unit, Treasury Operations, and Finance, ensuring comprehensive oversight of the balance sheet, regulatory ratios, and P&L implications. Your analytical skills will drive insight generation, helping to anticipate liquidity demands and support strategic decisions

This role offers the opportunity to work at the heart of financial operations in Kuala Lumpur, contributing to the stewardship of liquidity in a leading international banking institution. You will be instrumental in shaping funding strategies and enhancing the Bank’s market presence through prudent and innovative liquidity management.

Key Responsibilities Include:

• Strategic Leadership: Direct the daily management of the Bank’s balance sheet, ensuring adherence to regulatory, stress testing, and liquidity requirements. Collaborate with Treasury Markets to honour liquidity and credit limits and produce accurate, timely yield curves in both local and international currencies.
• Liquidity Operations: Skillfully access and manage money market activities, engaging with interbank brokers and central banks to optimise funding sources. Ensure that liquidity positioning supports the Bank’s operational and strategic needs while maximising economic returns.
• Reporting & Analysis: Prepare and deliver detailed reports and insightful analysis to Liquidity and Treasury leadership teams. Maintain and update data repositories related to securities transactions, hedge documentation, and funding projections. Work alongside Finance and ALCO to support balance sheet forecasting and regulatory reporting.
• Profit & Loss Oversight: Monitor P&L elements relating to liquidity management, collaborating with Treasury teams to investigate and resolve any anomalies and to forecast financial impact.
• Pricing & Advisory: Support internal stakeholders with pricing loans and deposits within agreed thresholds and advise on funding costs and internal transfer pricing. Escalate key pricing decisions when necessary and aid Trading desks in funding queries

This multi-faceted role requires strong coordination with cross-functional teams to ensure seamless liquidity governance and optimisation, contributing significantly to the Bank’s overall financial health and market competitiveness.

Competencies and Personal Attributes

• Action Oriented: Proactively addresses challenges promptly and effectively to deliver results within tight deadlines.
• Collaborative Mindset: Works cooperatively with diverse teams and stakeholders to drive successful outcomes and foster a positive working environment.
• Customer Focus: Prioritises client needs and ensures service delivery aligns with the Bank's values and strategic objectives.
• Clarity & Guidance: Provides transparent communication and clear direction, ensuring alignment across teams and processes.
• Decision Quality: Applies sound judgement and analytical rigour to make informed decisions in complex scenarios.
• Strategic Mindset: Anticipates future implications and translates insights into practical liquidity management strategies.
• Courage & Resilience: Demonstrates confidence in decision-making and navigates ambiguity with composure and adaptability.
• Technical Proficiency: Possesses comprehensive knowledge of liquidity management principles, financial instruments, market operations, and regulatory frameworks essential to Treasury Markets

These competencies will empower you to effectively manage challenges while supporting the Bank’s commitment to sound liquidity practices and sustainable growth.

Skills and Experience

• Extensive experience in Liquidity Management, including oversight of daily funding operations and contingency planning within a banking environment.
• Strong understanding of Financial Products and Markets, especially related to money markets, foreign exchange, and debt instruments.
• Demonstrated knowledge of Governance, Regulation and Risk Management, including compliance with internal controls, corporate governance standards, and regulatory liquidity requirements.
• Proven ability to analyse and interpret complex financial data to inform decision-making and report generation.
• Excellent communication skills to liaise effectively with senior management, internal teams, and external parties.
• Familiarity with treasury systems and data management tools used in liquidity reporting and forecasting.
• The capability to work under pressure, prioritise tasks effectively, and manage multiple responsibilities in a fast-paced environment.

Qualifications and Credentials

• Membership with the Asian Institute of Chartered Bankers (AICB) or equivalent professional body, demonstrating a commitment to banking excellence.
• Relevant certifications such as the Pasaran Kewangan Malaysia Certificate (PKMC) or comparable finance qualifications are highly advantageous.
• Proficiency in business-level English is essential to communicate effectively within the organisation and with external stakeholders.
• Educational background in Finance, Economics, Banking, or related disciplines will be beneficial.
• Continuous professional development aligned with advancements in regulatory compliance, treasury operations, and financial markets.

About Standard Chartered

Standard Chartered is a leading international bank with a rich heritage spanning over 170 years. Our global reach and local expertise enable us to drive commerce and prosperity uniquely across multiple markets. We pride ourselves on being an agile institution that embraces challenge and change, continually striving to create a positive impact for our clients, communities, and employees.

We celebrate diversity and foster an inclusive culture that values every individual’s unique perspective and potential. Our core values guide our actions and decisions, ensuring that integrity, client focus and innovation remain at the heart of our service.

When you join Standard Chartered, you become part of a forward-thinking organisation that supports growth, learning, and collaboration. Our commitment to responsible banking inspires us to do the right thing, innovate constantly, and work better together for lasting success.

What We Offer

We take pride in offering a comprehensive and competitive package that supports your overall wellbeing, professional development, and work-life balance in line with our Fair Pay Charter.

• Robust core benefits including contributions towards retirement savings, comprehensive medical and life insurance plans, and access to flexible voluntary benefits tailored to your needs.
• Generous time-off policies encompassing annual leave, parental and maternity leave (up to 20 weeks), sabbatical options for extended personal growth, and dedicated volunteering leave, combined with statutory holidays providing a minimum of 30 days off.
• Flexible working arrangements designed to balance home and office presence, promoting autonomy in how and where you work.
• Dedicated wellbeing programmes such as access to Unmind digital platform, resilience-building courses, Employee Assistance Programmes, mental health first aid support, and a variety of self-help resources.
• A culture of continuous learning where you can enhance your skills through diverse physical, virtual and digital learning opportunities, reskilling initiatives, and leadership development.
• An inclusive environment that values diversity, supports individual contribution, and encourages employees to thrive personally and professionally within a values-driven organisation.