Job Summary

We are looking for suitable candidate who is looking for opportunities to learn and grow their experience and knowledge in equities product related role focusing on driving business objectives and KPI through bridging the relationship between product offerings with client’s wealth needs to support client’s journey to achieve their financial goals. 

About Wealth and Retail Banking

Wealth and Retail Banking (WRB) serves more than 11 million clients in many of the world’s fastest-growing markets. Our client continuum spans from Mass Retail to Affluent, including high-net worth clients served by our Private Bank. We leverage digital banking channels with a human touch to provide clients with differentiated products and services such as deposits, payments, financing, wealth management and personalised advice. We also support small business clients with their business banking needs.

Strategy
•    Revenue management 
•    Drive new business and strategic initiatives across different business segments 
•    Drive product innovation 
•    Portfolio Management 

Business
•    Business owner in all related product platform
•    Drive platform usage, client penetration efforts 
•    Contributing or leading in relevant projects 
•    Accountable for delivery of all product enhancements, project deliveries in terms of championing as business lead
•    Contribute to overall Wealth management P&L through driving or participating in Wealth management key business and strategic initiatives  

Processes
•    Provide product advisory and communicate strategies to Frontline  
•    Responsible for client documentations, product related suitability processes 
•    Manage operations, IT and middle office resources indirectly in terms of driving changes, delivery and strategy

People & Talent
•    Drive and ensure product quality assurance 
•    Support simplicity in all client facing product materials and risk disclosures 
•    Reduce (controllable) complaints 
•    Manage maintenance of adequate product information and ensure its accessibility by channels 
•    Provide product training and ensure that frontline staff are adequately trained of product features through training sessions, rallies, seminars, etc 
•    Manage and provide on-going information on data, analytics and competitive landscape

Risk Management
•    Responsible for overseeing end to end product process through the product life cycle, including all risk management initiatives 

Governance
•    Owns and responsible for Country Addendum (CA) and ensure alignment to the Product Programme (PPG) 
•    Ensure compliance to internal and external governance standards and regulatory requirements 
•    Drive and lead regulatory changes
•    Participate in audits, manage regulatory incidents and communications on product and drive the process, product and system changes to reduce regulatory breaches.

Qualifications

• A Bachelor’s degree or Professional Qualification, preferably in Finance/Investments/Commerce but not mandatory
• Minimum 5 years of experience in Product Development or Product Management in equities; ideally in Banking but not mandatory 
• Good knowledge and passionate on investments or personal finance or wealth management arena 
• Proven ability to work in environment requiring multi tasking 
• Good written and verbal communication skills in English

Technical skills :

• Understanding of the asset class (Equities)    
• Understanding of the product life cycle, corporate action, back- office and custodial     
• Product marketing experience     
• Project management experience    
• Knowledge of local and global regulations     

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.