Job Summary

The Senior Manager, Wealth Retail Banking (WRB) Business Finance will be responsible for delivering proactive and insightful financial analysis to support SME and product performance, highlighting both key opportunities and early warning signals. The role provides timely and accurate management information, including monthly performance tracking and variance analysis against budget and outlook, to guide business decisions. This position also drives value-added analysis on business drivers, segment performance, and product trends, while actively supporting budgeting, forecasting, and the identification of risks to business plans. In addition, the Senior Manager will play a key role in the development and enhancement of financial market-related systems, ensuring accurate representation of funding costs, margins, and profitability. The incumbent will collaborate closely with business teams on financial analysis, and investment activities to support growth initiatives, and will drive RWA and loan impairment performance management by partnering with Risk and business teams to optimize capital efficiency.

Key Responsibilities

• Partner with the Head of WRB Business Finance and key WRB business stakeholders to support strategic priorities across the business, including portfolio growth, profitability.
• Review SME and product performance, providing forward looking insights, and highlighting opportunities and early warning signals.
• Deliver timely and accurate management information (MI), including monthly financial performance reporting, variance analysis against budget and outlook and actionable insights to support business decision-making.
• Support business planning, budgeting, forecasting and strategic initiatives by providing financial analysis, challenging business assumptions, and ensuring alignment with business objectives.
• Support FP&A activities across the WRB portfolio, including budgeting, forecasting, performance reporting, trend analysis and management presentations to support business decision-making.

Qualifications

• Minimum 12 years relevant experience in finance at a leading global financial services firm, preferably banking. 
• Professional qualification such as ACCA, CPA, CMA, ICAEW or equivalent professional qualification preferred, with a Bachelor’s degree in Finance, Accounting or related discipline; MBA is an added advantage.
• Strong understanding of Wealth and Retail Banking (WRB), SME or consumer banking products and business drivers will be an advantage.
• Ability to design/ prepare senior level financial presentations/ dashboards.
• Demonstrated track record of leading and managing broad processes, while challenging the status quo and embracing the spirit of transformation. 
• Strong understanding of P&L, balance sheet, and returns of financial products.
• Strong stakeholder management and communication skills, with the ability to engage and influence stakeholders across business, products, risk and finance functions.
• Excellent written and verbal communication skills to effectively manage varied stakeholders and global teams within finance and business. 
• Ability to navigate complex situations and ambiguity.
• Live the Valued Behaviours of “Do the right thing”, “Never settle” and “Better Together” on a day-to-day basis whilst seeking opportunities for self-development and growth.
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About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.