Job Summary

This role serves as a dedicated support to Saadiq Finance, responsible for delivering timely and accurate financial performance management and reporting to management and stakeholders, and supporting strategic initiatives as assigned by the People Leader.

This role reports to Director, Strategy & Planning, Standard Chartered Saadiq Berhad.

Key Responsibilities

•    Prepare and analyse monthly management reporting and Board papers; including collaboration with Country and Group business finance colleagues to provide quality management information to senior management.
•    Support other key finance deliverables - ICAAP, BNM stress testing, cost Commentaries for Financial Reporting.
•    Support delivery of financial and regulatory returns to Country Finance team and various stakeholders.
•    Prepare monthly PSIA report and daily operation & monitoring of PSIA funding.
•    Daily monitoring of Intragroup SCEL.
•    Support other strategy initiatives as assigned People Leader.
•    Embed the highest standards of ethics, including regulatory and business conduct and ensure compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct

Strategy
•    Provide input to develop and execute Saadiq business strategy.
•    Understand how changes in internal factors (such as changes in credit appetite/FTP, etc.) and external factors (e.g. regulatory changes, macro-economic factors) affect the business performance, shape and proactively manage the impact of changes to improve ROE.

Business
•    Develop and provide on-going performance measurement and strategic decision-making support for the Management Team/senior leaders/ assigned country/group teams to ensure robust business plans.
•    Manage data and information support of key strategic business plans, cost efficiency targets and other key initiatives and ensure valuable insights into the drivers of business performance and costs.
•    Monitor and evaluate the performance, progress and implementation of these key business initiatives, highlight risks, opportunities and actions needed.
•    Provide a consolidated picture of the managed business budgets, drive budget accountability via use of balanced scorecards and review and challenge trends.
•    Produce timely management reporting, business performance statistics, and insightful analysis to facilitate business in monitoring performance & planning.

Processes
•    Continuously review assigned processes, systems and data, develop and drive improvements and
leverage all available applications to deliver quality MIS and business analytics.

People & Talent
•    Proactively dealing with related stakeholders to ensure effective communication.

Risk Management
•    Review and validate identified outliers prior to submission of reports to stakeholders to ensure data accuracy and consistency.
•    Support Country Treasury team by providing relevant data for month-end LCR simulation.

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Internal Auditor
•    Respective CIB/ WRB business heads/ product manager
•    Group Islamic Banking Team
•    Standard Chartered Malaysia Finance Team (Financial Reporting, Country Treasury, Regulatory Reporting team)
•    SCEL team
•    External Auditor
•    Bank Negara Malaysia

Other Responsibilities
Embed Here for good and Group’s brand and values in SCB Malaysia/ Standard Chartered Saadiq; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Qualifications

•    Education - Bachelor’s degree / Master in Banking and Finance / Accounting or related qualification.
•    Training - Minimum of 8+ years’ experience in banking field, with proven track record in project/ initiative implementation, business analyst skills and generally getting things done with flexibility to adapt.
•    Languages - English/ Malay/ Chinese

Skills and Experience

•    Financial Reporting & Accounting
•    Financial Planning & Analysis
•    Advanced Excel
•    Business & Commercial Acumen

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.