Job Title

Associate, Deposit & Mortgage Portfolio Management

Job Summary

Retail Deposit and Mortgage Business Performance Management

Key Responsibilities

• Responsible for preparing business and financial MIs for Retail Deposit and Mortgage products in a timely manner and with high accuracy.
• Work with internal analytic teams for periodical analysis on deposit and mortgage portfolio performance trend, customer value, etc.
• Monitor interest rate movement and alert business heads on significant change.
• Work closely with business and vendor to maintain the Mortgage Pricing Tool for frontline to make instant pricing decision and perform regular tracking for post approval review by regulatory and internal audit.
• Participate in the industrywide Stressed testing and financial crisis recovery planning related to mortgage and deposits business.
• Work with Finance Liquidity Team to generate Residential mortgage loan eligible for seeking Contingent Term Facility under the HKMA Liquidity Facilities

Qualification

• Education:        Degree or Equivalent
• Training:           Finance or Analytics
• Languages:      Chinese and English

Role Specific Technical Competencies

• Business Performance and Financial Management
• Analytic Skills
• Excel VBA Code, SAS, Microsoft access, Python

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.