Job Summary

•    Develop best-in-class payment and debit card product proposition.
•    Lead new product development, enhancement of existing products/features and product management for payments in line with the overall group retail deposit products & segment strategy. 
•    Lead business requirements for system migration, development & implementation 
•    Monetize capabilities and develop analytics to track performance
•    Responsible for program management of the Payment Tribe, including adherence to the Agile framework.
•    Ensure appropriate testing is conducted to meet functional, performance and resilience requirement and releases are smooth to customers.
Ensure compliance of the various projects under Payment platform Tribe’s program management processes governance and standard, and be the point person for any information related to the projects under the program

Key Responsibilities

Strategy
•    To build best-in-class payment and card products. 

Processes
•    Work closely with internal parties, including Digital, Technology, operation and segment to monitor the end-to-end process and improve customer satisfaction on product and service quality. Effectively identify, escalate, mitigate and resolve risk and compliance matters. 

Risk Management
•    Ensure compliance with all internal and external regulations and corporate policies. 

Governance

•    Contribute to a culture in which all stakeholders feel safe to raise concerns and where risk and compliance matters are addressed and misconduct appropriately dealt with

Regulatory & Business Conduct

•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

 Key stakeholders

•    Digital / Operation / Risk stewards / Segment teams

Skills and Experience

•    Bachelor's degree preferred in Business or Information System
•    8 years of relevant experience in Banking preferred in Payment or Card product
•    Possess project and change management experience will be highly preferred

Role Specific Technical Competencies

•    Customer/Market Focus
•    Understanding of the importance of remaining aware of shifting market priorities and ability to respond to internal and external customer needs in a manner that consistently adds value.
•    Product Development Strategy
•    Knowledge of the principles and practices for designing product development strategy; ability to design and implement a product development strategy within the organization.
•    Regulatory Environment - Financial Services
•    Knowledge of and ability to help an organization adapt to applicable federal, state, local, and company-specific regulations, policies, and guidelines affecting business practices.
•    Banking Products and Services Development
•    Knowledge of and ability to develop banking products and services in order to meet the transaction needs of customers.
•    Customer/Market Focus
•    Understanding of the importance of remaining aware of shifting market priorities and ability to respond to internal and external customer needs in a manner that consistently adds value.
•    Product Development Strategy
•    Knowledge of the principles and practices for designing product development strategy; ability to design and implement a product development strategy within the organization.
•    Regulatory Environment - Financial Services
•    Knowledge of and ability to help an organization adapt to applicable federal, state, local, and company-specific regulations, policies, and guidelines affecting business practices. 

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.