RESPONSIBILITIES

Processes
•    To ensure the credit operations processes to comply with agreed processes and guidelines
•    Prepare/Maintain/Update Desk Operating Instructions (DOIs) for critical processes
•    Accountable for the preparation of credit documentations for Private Bank Clients and to achieve the agreed SLA
•    Review/Check constitution documents of corporate client, ensure proper corporate authorizations has been sought for execution of facility documents
•    Review/Check company searches and court searches of corporate client 
•    Assist CA/CSM to obtain legal opinion for offshore company to apply credit facility
•    Ensure the charge registration requirements on corporate/trust clients are followed and all registrations should be completed within the time limit to protect the bank interest
•    Ensure credit data contribution to credit reference agency are followed and complied; credit reference agency is updated in accordance with the laid down guideline; and compliance with the SPM IC6 in handling credit data
•    Prepare non-standard facility letter for approval from PvB Legal and PvB Credit Risk
•    To deal with onshore and offshore lawyers for legal opinion and charge registrations
•    To provide guidance and advices to team members or Front Office on credit documentations
•    Act as Maker/Reviewer or Checker role (in no event can take both roles in the same case) for the credit and facilities documentations of individual/corporate/trust account for Class I/II/III/IV facilities including premium financing documentations to ensure correctness, completeness and consistency with proper supporting documents (eg. member and/or director resolution, consent, undertaking) and the business credit approval before issuance for client’s execution and limit set up.

Qualifications

•    Bachelor's/Honours degree or equivalent preferred
•    5 years of relevant experience in Credit Documentation for Private Bank;
•    Knowledge of Private Banking products and services;
•    Demonstrate an ability to work in a fast-moving environment and resilience under pressure whilst maintaining a high quality of work deliverance.
•    Possess strong analytical skills and excellent attention to details
•    Good interpersonal / collaborative skills and strong communication skill (oral & written)
•    Be familiar with applicable laws, regulatory requirements as well as Credit Risk policies and procedures 
•    Good knowledge of MS applications
Role Specific Technical Competencies
•    Service Delivery & Operations Management 
•    Product & Processes

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.