Job Summary

• To support Standard Chartered Group’s two licensed digital banks – Mox Bank Limited (“Mox”), which is based in Hong Kong, and Trust Bank Singapore Limited (“Trust”), which is based in Singapore – (the “Digital Banks” or “DBs”) as a member of the Group Commercial Legal Centre of Excellence (“COE”) in Bangalore or Kuala Lumpur, and with direct relationships with (and working as part of) the Digital Banks’ legal teams.
• This role is for a lawyer primarily with a technology focus, delivering legal support on commercial and technology contracts with third parties. The role will also include legal advice and support to the DBs’ wider business as needs require, including relating to the DBs’ products, regulatory requirements, partnerships and other general commercial work.
• As a Legal Counsel, you’ll be able to work on and help solve many interesting challenges, learn new ways of working, and help build high quality products for our customers, across both Mox and Trust.

This role could be based in (Malaysia) or (India). When you start the application process you will be presented with a drop-down menu showing all countries, please ensure that you only select a country where the role is based 

Key Responsibilities

• Providing legal support for the DBs on third-party contracts and, as needs require, on product and other DB-related work. This may be either a) in co-ordination with, or under supervision of, DB Legal team colleagues, or b) as the key legal point of contact with DB business colleagues for particular assignments.
• Contracting work will include reviewing, drafting, leading negotiations and transactional support (suggesting solutions wherever possible) across vendor and other third-party commercial contracts, NDAs, MOUs and other arrangements, ensuring they meet the DB’s third-party contract standards, applicable law and business needs. Contract types will be varied and may include software, SaaS, IaaS, market data or subscription licences, support/maintenance, professional services or escrow agreements, hardware/equipment deals and other general goods and services agreements (including intragroup arrangements).
• Other DB-related work may include legal support for particular bank products (including advising on and drafting customer T&Cs, user journeys, campaigns and other customer-facing materials), to DBs’ Compliance teams on regulatory issues and analysis, for partnerships and new business opportunities and on other general corporate and commercial work.
• Providing advice and recommendations on material legal risks to stakeholders (such as contract owners and risk owners) and ensuring legal risks are identified and appropriately mitigated.

• Developing strong relationships with internal and external business stakeholders, ensuring an open and cooperative environment.
• Working in close collaboration with other members of the DB Legal and Commercial Legal COE teams. Also, with DB non-legal colleagues, such as SCM, Compliance, Product, Finance, Risk, CISO and other internal client areas and risk owners. 
• Keeping up to date with relevant policies and procedures, laws and regulations, including for Hong Kong and Singapore.
• Supporting continuous improvement initiatives on contract processes, workflows, guidance and templates, and leading training activities from time to time.
• Collaborating with other legal teams across the wider Standard Chartered Group.
• Supporting team management and administration tasks, where required.
• Adhering to the DBs’ respective third party contract policies, processes for supplier contracts and third-party risk management frameworks.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Taking personal and team responsibility for achieving the outcomes set out in the Bank’s Conduct Principles.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Mox and Trust Legal teams
• Enterprise Legal team
• Relevant Business Units
• Supply Chain Management
• Contract Control Owners, including CISRO, CISO, Chief Data Office, Group Data Protection Office, Financial Crime Compliance, Risk, HR and Group Internal Audit

Key Behaviours

• Adaptable and resilient: comfortable working in a fast-paced, ever-changing environment, with (sometimes difficult) new laws, regulations and practices, always with a can-do attitude.
• Commercial: pragmatic, creative and solution oriented. Innovative and commercially minded.
• Proactive: uses initiative, identifies issues, owns their matters and moves them forward without being asked. Able to operate independently, with minimal supervision. (Note, the role’s location is remote from the banks’ Singapore/Hong Kong offices.)
• Flexible: able to work variable (sometimes longer) hours. Noting that Hong Kong and Singapore business hours may differ from the candidate’s location.
• Team player: personable, responsive and helpful.
• Organised: able to prioritise workload and manage conflicting priorities (including multiple stakeholders) to meet often tight deadlines. This will be particularly important given the dual reporting lines, as each DB may have differing priorities at any given point in time.
• Strong attention to detail: for instance, for potential risks or issues in contracts. At the same time, being able to weigh the ‘bigger picture’.
• Reliable, tactful, diplomatic: able to work with senior staff, as well as colleagues from different cultures/nationalities/backgrounds.
• Good judgment: and strong decision-making skills.
• Energetic: enthusiastic about the role, the function, the DBs and the Group.

Skills and Experience

• Strong understanding of commercial contracting requirements (including, for example, intellectual property and data protection), and familiarity with fintech 
• Experience in reviewing, drafting and negotiating technology contracts (including applying guidance/playbooks/templates), whether in-house or in private practice.
• Experience in retail banking and/or financial services, and technology procurement domains such as Cloud/SaaS, e-commerce, IP, data privacy, and information security, would be beneficial.
• Experience in leading, structuring, and executing a wide variety of technology and innovation transactions with a strong emphasis on internal and external stakeholder management. Good knowledge of current fintech innovation trends such as in digital platforms, artificial intelligence, virtual and digital banking, APIs, blockchain, and other fintech initiatives
• Ability to negotiate contract terms with third parties

Qualifications

• Must be a qualified lawyer in a common law jurisdiction (solicitor, attorney or barrister) with 8+ years’ post qualification experience

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.