Job Summary

The Group Financial Planning and Analysis (FP&A) and Treasury have formed an exciting new joint team aimed at centralising resources and team members across both areas to enhance our approach to effective Balance Sheet Management. The newly established Group Balance Sheet Management Joint Venture (JV) will enable us to achieve improved outcomes as we strive to deliver sustainable enhancements in return on tangible equity, while also fostering better ways of working for our colleagues.
The Group Balance Sheet Management JV team will take charge of our liquidity, balance sheet, and NIM forecasts, providing clear business explanations and insights, and facilitating the optimisation of financial resource allocation across the Group. We are eager to find candidates who have a finance, treasury, risk, or related background, along with a passion for balance sheet management and solving business challenges.
This role is ideal for an person who can conceptualise, problem solve, and think laterally to navigate dynamic and unique issues. A strong understanding of balance sheet management, banking products, accounting methods, and external disclosures is essential, as is fluency in reading bank financial statements. Creativity and clear communication are crucial skills for success in this role.

Key Responsibilities

• This position plays a crucial role within the Group Balance Sheet Forecasting team, focusing on leading Group-wide forecasting activities and providing actionable insights to enhance the allocation of financial resources across the Group.
• You will take charge of Balance Sheet analytics to support the weekly review of balance sheet movements and key metrics, collaborating with treasury and business teams to identify opportunities for optimization. Additionally, you will lead the production of comprehensive Group-wide Management Information (MI) related to Balance Sheet and Liquidity forecasting, which is essential for executive committees.
• Conducting advanced simulations of liquidity metrics using sophisticated Treasury tools will be vital in informing forecasts and plans.
• You will coordinate the preparation of the presentation pack for the Group Treasurer, acting as the primary contact for business and regional matters.
• Supporting your line manager will involve providing relevant inputs and guidance into the Corporate and Funding Planning processes to ensure that liquidity risk is appropriately addressed.
• It will also be important to identify key levers and emerging risks concerning the Group’s funding profile, especially in response to market changes or regulatory shifts, and to present actionable options commitee.
• Collaboration with colleagues based in Singapore, the UK, and India will be essential for coordinating planning and forecasting deliverables, handling ad hoc requests, and maintaining communication with business finance teams
•  Your analysis will support regular Board reports, Group Management Team updates, and the Group Performance Review (GPR). You will also deliver performance analysis to aid key external reporting events, including half-year and full-year results, as well as interim management statements.
• Producing a qualitative assessment of Funding & Liquidity will be part of your responsibilities, serving as the key contact for Investor Relations and Financial Reporting.

Qualifications and Skills

The ideal candidate should have: 

• 4-6 years of experience ideally in Treasury / Asset Liability Management (ALM) / Liquidity Risk function;
• Balance Sheet Management Experience
• Good knowledge of liquidity risk management practices and liquidity regulations such as LCR, NSFR (particularly PRA and HKMA regulations);
• Strong experience in building and maintaining the cash flow or behavioural models for different products (such as operational deposits, derivatives collateral outflow or interest rate risk) including model risk governance aspects;
• Good knowledge of banking book and trading book (especially financial markets) products;
• Deep interest in technology and be digitally literate, coding experience (e.g. in VBA / R / Python) is a strong plus;
• Ability to understand, define and articulate business requirements in a clear, precise manner (with project management experience is advantageous);
• Ability to scope and conduct data intensive numerical studies and present the results in a concise and clear manner to audiences;
• Experience in managing senior stakeholders including Committees with effective presentations and influencing skills;
• Able to work independently yet a great team player; and
• Fast learner with a strong interpersonal, problem solving and analytical skills.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.