Join our Team based in London. om position Director, Capital Risk Oversight. Read more details and apply today!

Key responsibilites:

Strategy

• Provide independent Second Line of Defence (2LoD) oversight of the Group’s capital position, ensuring robustness of capital planning, distribution decisions, risk appetite calibration, and regulatory compliance, while delivering effective challenge to Treasury and first line stakeholders.
• Provide independent 2LoD review and challenge of regulatory stress testing (e.g. ICAAP, BCST), ensuring robustness of methodologies, assumptions, and alignment with capital adequacy and risk appetite

Processes

• Lead monitoring and challenge of key capital ratios, clearly articulating drivers, trends, and emerging risks to senior stakeholders.
• Responsible for overview of key capital metrics, forecasts and for providing risk insights.
• Assess capital stack across Group and MLEs, evaluating loss absorbency and financial flexibility.
• Act as primary 2LoD interface with Treasury Capital & Issuance, providing structured challenge and tracking delivery.
• Lead thematic reviews of emerging risks and capital implications.
• Support Treasury control effectiveness assessments and remediation tracking.
• Perform peer benchmarking and interpret external capital trends to inform Group positioning.

• Lead independent 2LoD review of Group and Solo distribution proposals ensuring affordability, robustness, and regulatory compliance.
• Lead 2LoD review and challenge of capital planning projections across Group and MLEs under the CP process. Identify downside risks and vulnerabilities, articulating implications for capital adequacy
• Lead 2LoD end-to-end oversight of Pillar 2A (P2A) assessment and ICAAP capital framework.
• Review and challenge methodologies, assumptions, and capital add-ons across risk types.
• Challenge stress testing outcomes, including severe but plausible scenarios and capital impacts.
• Assess management actions, including distributions and issuance strategies, for credibility and capital impact.
• Lead 2LoD review of Capital Risk Appetite proposals, validating methodologies and calculations and ensuring they reflect stress outcomes

Qualifications

• Degree from an accredited university and professional qualifications (MBA, CPA etc.)
• Deep expertise in banking capital frameworks, icaap, stress testing, and regulatory capital requirements.
• Strong understanding of capital metrics (cet1, leverage, double leverage, buffers).
• Experience in treasury, capital planning, or risk oversight roles within a global bank.
• Languages business proficiency in English (verbal & written)

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.